6 Smart Strategies for Managing THR to Keep Finances Healthy During Eid Mudik!

Kapanlagi.com - Eid is getting closer, and one of the most anticipated things leading up to the Eid al-Fitr holiday is the Holiday Allowance (THR). THR is money given by companies to employees as a form of appreciation and support ahead of this blessed day.

For many people, THR becomes a valuable source of financial assistance to meet various needs during Eid, from buying new clothes, serving special foods, to the cost of going home to their hometowns.

However, even though THR often comes in tempting amounts, it is important to plan its use wisely. Without careful planning, THR can quickly disappear and even add financial burdens after Eid.

So, how can you smartly manage THR during Eid mudik to keep your finances in check? Here are some tips you can follow, as reported by Kapanlagi.com from various sources, Monday (3/17/2025).

1. Determine Spending Priorities

Before spending your holiday bonus, it is important to set spending priorities so that all needs are met properly.

First, allocate funds for the return home expenses, including transportation tickets, accommodation, and meals during the trip.

Don't forget to set aside some for zakat fitrah, which is an obligation before the festive day.

Additionally, make sure to buy Eid necessities like new clothes, special dishes, and souvenirs for family and relatives in your hometown.

With careful planning, your holiday bonus can be utilized to the fullest!

2. Set Aside for Emergency Fund

During the Eid celebrations, the holiday bonus often becomes a lifesaver to meet various special needs.

However, do not forget the importance of preparing a reserve for unexpected situations that may arise.

For example, during the return home trip, there may be emergencies or urgent needs that require additional funds.

By setting aside about 10-20% of the total holiday bonus as an emergency fund, you can enjoy the journey more calmly and comfortably, without worrying about undesirable situations.

3. Avoid Wastefulness

Be careful, don't let the tempting holiday bonus (THR) trap you into the temptation of buying things you actually don't need!

Although the shopping atmosphere may be enticing, it's important to stick to discipline and focus only on truly urgent needs.

By doing so, you can avoid unnecessary waste and keep your finances safe.

4. Plan Expenditures for Family and Relatives

Eid is a meaningful time, where happiness is not only felt alone but also shared with family and beloved relatives.

Many people take advantage of the holiday bonus (THR) to give pocket money to children, parents, or relatives, as a form of affection.

If you want to give souvenirs or special gifts, make sure it fits within the budget you have planned beforehand, so that expenses remain controlled and the Eid atmosphere stays cheerful without burdens.

5. Create a Budget for Homecoming and Eid

Creating a detailed budget is a very important first step to ensure that your holiday bonus is used efficiently.

Note all potential expenses that may arise during your homecoming, including transportation, accommodation, food, and souvenirs.

With a clear budget, you can avoid unnecessary expenses and ensure that your holiday bonus is sufficient to cover all needs during Eid.

6. Plan Homecoming Costs

If you plan to go home, make sure to plan your transportation and accommodation costs well. Transportation costs are often the largest expense during homecoming.

Therefore, it is important to prepare everything well in advance. If using a private vehicle, ensure that the vehicle is in prime condition and prepare for fuel and toll costs.

Meanwhile, if choosing public transportation, buy tickets well in advance to get the best prices and avoid panic before departure.

With good planning, your holiday bonus can be used to cover these costs, so you don't have to feel burdened. Discuss this homecoming plan with your family so that everything is well coordinated.

With the tips above, may your holiday bonus be used optimally and this Eid be more memorable! Happy celebrating!

(kpl/rao)