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Easy and Hassle-Free Way to Borrow XL Credit, Understand the Terms and Conditions First

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Easy and Hassle-Free Way to Borrow XL Credit, Understand the Terms and Conditions First Illustration (credit: unsplash)

Kapanlagi.com - How to borrow XL credit is important for users to know. Because, one of the services from XL can be used by users in urgent situations, when they run out of credit on the due date. By borrowing, users can get credit that can be paid later when they have money. At the same time, we must contact someone for an important reason.

Therefore, XL provides a credit borrowing service to facilitate its users. The XL credit borrowing service is known as Pulsa Siaga. Unfortunately, until now, it seems that many users are unfamiliar with this credit borrowing service from XL. Even though, this service can be accessed very easily and practically.

Summarized from various sources, here are the steps and XL credit borrowing methods that users can use in urgent situations.

1. Terms and Conditions for Borrowing XL Credit

As mentioned earlier, the XL credit borrowing service is known as Pulsa Siaga. This service can basically be accessed by any XL card user who has met several requirements. Therefore, before knowing how to borrow XL credit, it is important to know the terms and conditions first. Here are the terms and conditions for borrowing XL credit.

1) The type of XL card used must be prepaid, not postpaid.

2) The XL card has been registered through the registration process in accordance with applicable government regulations.

3) The XL card has been active for at least 2 months or 60 days.

4) The XL card must have recharged credit at least three times during the last 60 days.

5) If you have previously borrowed emergency credit, users must ensure that they have returned the borrowed credit from the previous transaction.

2. XL Credit Borrowing Payment Procedure

In addition to the above terms and conditions, another thing that XL users need to know before accessing the emergency credit service is the payment process. Because, according to its concept, the borrowed credit must still be returned. The repayment or payment process for XL credit borrowing is very easy and practical. The payment will be made automatically.

When users purchase credit, the purchased credit balance will automatically be reduced by the amount of the borrowed credit. Therefore, as much as possible, after having enough money, make sure to immediately purchase credit according to the amount that was borrowed before. Because, only by doing so, users can borrow XL credit for the second time in other urgent times.

3. How to Borrow XL Credit Through Dial Up Call

There are two ways to borrow XL credit. One of them is by making a dial-up call to the code *911#. For more details, you can follow the following steps.

1) First, open the call feature on your phone, then type the code *911#

2) Then, press call or dial or ok.

3) After that, a notification will appear in the form of a list of pulse nominal options along with the price that must be paid.

4) You can choose one of the options, then follow each instruction that appears.

5) After it is declared successful, you will receive an SMS containing information and notification that the borrowed credit has entered.

4. How to Borrow XL Credit via SMS

The second way, you can also try borrowing XL credit via SMS. The method is equally easy and practical compared to the previous one. You only need to send an SMS according to the predetermined format. For more details, you can follow the steps below.

1) Before doing it, make sure you still have a minimum balance of Rp 1,000.00

2) If it has been ensured, you can open the SMS feature on your phone.

3) After that, type an SMS with one of the formats: EMERGENCY / SPECIAL / ALERT / CREDIT

4) Send the SMS to the number 911.

5) After that, the user will receive a reply SMS that can be confirmed by replying "Yes".

6) After confirmation, the user can wait for a moment until there is an SMS notification that the process of borrowing credit has been successfully done and the credit has entered.

5. How to Check XL Credit

After successfully borrowing XL credit, users usually immediately receive a notification SMS. In the notification SMS, users can find out that their credit balance has increased. However, sometimes XL users are late in receiving the notification SMS due to disruptions. But don't worry, users can check their credit balance independently.

Here are several ways to check XL credit that can be done after borrowing XL credit.

1) How to Check XL Credit with *123#

- Open the phone call feature on your mobile phone.

- Type *123# and then press call.

- Next, a pop-up menu will appear as a response. In this pop-up menu, you can see information about remaining credit and card expiration.

2) How to Check XL Credit via SMS

- Open the messaging app or SMS, then type "CEK".

- Send the SMS to the number 123.

- Wait for a few moments, then you will receive a reply SMS containing information ranging from remaining credit to card expiration.

3) How to Check XL Credit through the myXL App

- If you don't have the myXL app on your phone, the first step you need to do is download the app. Then install it.

- If you already have the myXL app, you just need to log in using your XL number.

- After that, you can immediately see the remaining credit on the front page of the myXL app.

4) How to Check XL Credit through the my.xl.co.id Website

- Open a browser, then visit the website my.xl.co.id.

- Log in using your XL number, then enter the verification code that you will receive via SMS.

- After entering the verification code, you can see the remaining credit and card expiration of your XL card on the main page of the my.xl.co.id website.

Those are two ways to borrow XL credit along with the terms and conditions and the repayment method. Hopefully, this is useful and good luck!

(kpl/gen/psp)

Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.
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