3 Ways to Borrow XL Credit with Emergency Credit Service, Can Be Through UMB Code and Application

Kapanlagi.com - Credit has now become part of daily needs. With sufficient credit, someone can communicate via telephone and SMS. However, in certain conditions, someone often runs out of credit. Well, specifically for XL users, there is a special service called Emergency Credit. With this service, users can borrow XL credit and pay it back later.

XL Emergency Credit service provides an opportunity for users to stay connected in emergency situations. When there is no credit and the wallet is running low, this service can be activated easily and practically. However, to enjoy this service, there are several terms and conditions that must be met.

Quoted from the official website www.xl.co.id, here is an explanation regarding the terms and conditions and how to borrow XL credit with emergency credit service.

1. Terms and Conditions of XL Emergency Credit Service

Illustration Terms and Conditions of XL Emergency Credit Service (credit: unsplash)

1. XL customers must ensure that the phone number they are using is an active number registered in the XL system. In addition, customers must also ensure that they have been XL customers for at least 3 months to be eligible for borrowing credit.

2. Customers must also have a minimum credit balance of Rp 2,000 to be able to borrow credit. This is intended to ensure that customers have a commitment to repay the borrowed credit.

3. The amount of credit that can be borrowed by users will depend on the package they have. Usually, users will be charged an additional fee of 10-15% of the borrowed credit amount. However, this may vary depending on the terms and conditions applicable to each package.

4. It should be noted that in the future, payment for the XL emergency credit or emergency credit service will be done automatically every time credit is topped up.

If the above requirements are met, customers can easily borrow credit through the service provided by XL. They simply need to access the credit borrowing service through the MyXL application or by sending an SMS to the designated number.

2. How to Activate XL Emergency Credit via UMB Code *123#

Illustration How to Activate XL Emergency Credit via UMB Code *123# (credit: unsplash)

- Open the phone call application on your mobile phone.

- Type the code *123# on the mobile phone keypad.

- Select the option "SOS Credit".

- After that, wait for a few moments until you receive a notification stating that the request for credit borrowing has been successful.

3. How to Activate XL Emergency Credit via UMB Code *911#

- First, open the phone call application on your mobile phone.

- Type the code *911# on the mobile phone keypad.

- Select the option "SOS Credit".

- Once done, wait for a few moments until you receive a notification stating that the request for credit borrowing has been successful.

4. How to Activate XL Emergency Credit via MyXL Application

Illustration How to Activate XL Emergency Credit via MyXL Application (credit: unsplash)

- Download the MyXL application from Google Play or the Appstore.

- If you have already downloaded it, please log in using an active XL number that meets the requirements and terms for borrowing credit services and has been installed on your phone.

- Go to the credit information section on the main page. In that section, select the "Emergency Credit" option to find out the amount of credit that can be borrowed.

- Then, click "Borrow Credit" to initiate the borrowing process.

- Wait a moment until a notification appears confirming that the borrowed credit has been received.

Those are some explanations about how to borrow XL credit through the emergency credit service. Hopefully, it is useful and good luck!

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