4 Easy and Practical Ways to Borrow Smartfren Credit, Can Also Be Converted to Data Quota

Kapanlagi.com - For those of you who need credit in emergency situations, there is a way to get it. Yup! For Smartfren users, there is a way to borrow Smartfren credit, also known as emergency credit. Yup! For those of you who need credit, you can borrow it officially from Smartfren and pay it later.

Yes, the system is that you can borrow credit and pay it by deducting it from your future credit purchase. In addition to credit, Smartfren also provides emergency data quota or package. Yup! For those of you who need data quota in emergency situations, you can borrow it officially from Smartfren.

But how do you borrow Smartfren credit? For that, according to various sources, here's how to borrow Smartfren credit in the form of regular credit or data quota. Let's check it out.

1. What is Emergency Credit

Illustration What is Emergency Credit (credit: Pexels)

In addition to knowing how to borrow Smartfren credit, you also need to know what emergency credit is. Yes, credit is a service that allows users to continue to communicate when they run out of credit. By activating this service, you can make calls, send SMS, and access the internet according to the given or borrowed quota.

However, not all communication services provide this, KLovers. It depends on what card you use. The payment system for emergency credit is usually the same, which is by deducting credit when you later buy credit. The deduction of credit also depends on the terms and conditions, how much amount must be replaced along with the cost of the service.

2. How to Borrow Smartfren Credit Via USSD Code

How to Borrow Smartfren Credit Via USSD Code (credit: Pexels)

The first way to borrow Smartfren credit is by using USSD code. Yes, not only for buying credit or quota, USSD code can also be a suggestion for KLovers to borrow credit from Smartfren. And here are some ways to borrow Smartfren credit via USSD code:

1. The first way is to open the phone menu on your phone.

2. After that, type *505# and click call or Ok.

3. If it's already there will be a pop-up menu and you can choose 1 (credit) or press 1.

4. Next, a approval pop-up will appear. And you can choose "Y" and wait for the emergency credit to enter.

3. How to Borrow Smartfren Credit Via SMS

How to Borrow Smartfren Credit Via SMS (credit: Pexels)

Then the second way to borrow Smartfren credit is, you can do it via SMS. Yup! besides using USSD code, you can also SMS to Smartfren to provide emergency credit services. Here are some ways to borrow Smartfren credit via SMS:

1. The first way is, you can open the message menu on your phone.

2. Once done, you can create a new message and type: PULSA send to 505.

3. Then KLovers can wait for an SMS reply.

4. Type "Y" to confirm the credit loan.

5. Then wait for an SMS from 505 to inform you that your emergency credit has been added.

4. How to Borrow Smartfren Credit via MySmartfren App

How to Borrow Smartfren Credit via MySmartfren Application (credit: Pexels)

In addition to the two methods above, borrowing Smartfren credit can now also be done easily and practically through the MySmartfren application. The steps are equally easy and can be done in minutes.

1. Open the MySmartfren application that has been installed on your mobile phone. Make sure you have also logged into your account.

2. After successfully logging in, access the "Borrow Credit" menu. Then there will be options to borrow credit from the operator.

3. Select the nominal or amount of credit you want to borrow. The application will also show available nominal options.

4. Follow every step or instruction given by the MySmartfren application to continue the credit borrowing process, including confirming the amount of credit you want to borrow or filling in additional information if needed.

5. After going through all the processes, wait for a few moments. If your credit loan request is approved, the borrowing process will be carried out immediately. You will receive a notification or confirmation that the credit has been added to your number.

5. How to Borrow Smartfren Credit to Other Users

How to Borrow Credit from Smartfren to Other Users (credit: unsplash)

Not only to the operator, Smartfren customers can also borrow credit to other users. The process is just as easy and practical as borrowing from the operator. For more details, let's take a look at the following steps:

1. Before starting the process of borrowing credit, make sure to read the applicable terms and conditions so that you understand the time limit for returning the credit and the possible fees or deductions that may be imposed.

2. Download the official Smartfren application from the Play Store or App Store and log in to your account or create a new account if you don't have one yet.

3. In the application, look for the menu or feature that provides credit borrowing service between Smartfren users.

4. Enter the desired credit amount to borrow. Follow the instructions provided to process the credit borrowing request.

5. Wait for a moment, if your request is approved, you will receive the borrowed credit from fellow Smartfren users. Make sure to pay attention to notifications or messages that inform you that the credit borrowing has been successful.

6. How to Borrow Smartfren Emergency Data Package via SMS

How to Borrow Smartfren Emergency Data Package via SMS (credit: unsplash)

In addition to borrowing credit, Smartfren also provides convenience for its users to borrow data packages or internet quota. Smartfren users can apply for the data package borrowing process through SMS. To do so, you can follow the following steps:

1. First, open the Messages or SMS application on your mobile phone.

2. Select the option to Compose New Message.

3. Type the SMS with the format: BDT(space)desired data package amount

4. Once done, the next step is to send the SMS to the number 123.

5. Wait for a few moments, you will receive an SMS notification stating that your emergency data package borrowing request has been successful and the emergency data package will be activated soon.

As additional information, you can also choose the emergency data package according to your needs, with sizes starting from 500MB or 1GB, which will be active for 1 day.

7. Terms and Conditions

Terms and Conditions for Borrowing Smartfren Credit (credit: unsplash)

Certainly, there are terms and conditions for borrowing Smartfren credit. Whether it is related to the active period or the payment that must be made. Before you borrow Smartfren credit, here are the terms and conditions that you need to understand:

1. This service can only be enjoyed by prepaid customers. So make sure that the Smartfren card you are using is a prepaid card.

2. Make sure you have been using Smartfren card for more than 6 months.

3. During those 6 months, in the last 3 months, make a minimum of 5 (five) top-ups.

4. Make sure you don't have any unpaid credit debt.

5. You can send an SMS with the keyword "INFO" and send it to 505 to find out the status of unpaid emergency credit.

6. Each customer will receive a different amount of credit depending on the scoring calculation, which is entirely Smartfren's right.

7. And here are the costs incurred when using emergency credit:
Emergency Credit Rp.3,000 = 0-day active period
Emergency Credit Rp.4,000 = 0-day active period
Emergency Credit Rp.6,000 = 7-day active period
Emergency Credit Rp.8,000 = 7-day active period
Emergency Credit Rp.12,000 = 15-day active period

Those are some ways to borrow Smartfren credit that you can do, whether by using SMS or USSD code. Not only knowing how to borrow Smartfren credit, but you can also find out the terms and conditions. Good luck, KLovers.

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