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How to Permanently Delete Akulaku Account, Also Know Its Advantages and Disadvantages!

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How to Permanently Delete Akulaku Account, Also Know Its Advantages and Disadvantages! Illustration (Credit: Unsplash)

Kapanlagi.com - Akulaku is a banking and financial platform that provides digital banking services, consumer credit, digital investment, and insurance brokerage services to its users. You can use the available online loan services. However, as a user, you also need to know how to delete your Akulaku account.

Knowing how to delete your Akulaku account is necessary if someday you have finished your loan and no longer need it. Yes, you can use the loan provided for online shopping payments in installments. You can also apply for a loan with a certain amount for other needs.

There are things you really need to pay attention to, namely installments that should not overwhelm you. After successfully paying off your debt to the application, you can apply the procedure to delete your Akulaku account. You can follow the steps in the following information.

1. How to Delete Akulaku Account

Deleting an Akulaku account cannot be done by simply deleting the account. You also need to contact Akulaku because the account is still officially registered in the service. If you want to delete it permanently, there are several steps that can be applied, as explained below.

- Open the phone menu on your phone.

- After that, make a call to Akulaku Customer Service at 1500920.

- You can request the deletion of the Akulaku account from the Akulaku CS.

- Now, if you have requested deletion, Akulaku will process it.

- Next, you can go to the Phone Settings.

- Go to the Application Management menu.

- After that, find and select the Akulaku application.

- Click the Uninstall button.

- Next, you will see a pop-up that contains information that you really want to delete the application, then click OK.

- After that, the Akulaku application has been successfully deleted.

2. How to Permanently Delete Akulaku Account

Uninstalling the application is indeed necessary in the procedure for deleting an Akulaku account. However, that alone is not enough because your account still needs to be permanently blocked. Now, to block it, you can follow the following steps.

- Open the Google Playstore application on your phone.

- Next, select the search menu by typing Akulaku.

- After that, you will see the Akulaku application page, then press the Uninstall button.

- Wait until the process is complete.

- Even though the application has been successfully removed, you still need to contact the Akulaku call center at the number 1500920 (Toll-Free).

- You can also contact the CS service at the following Akulaku email: cs.id@akulaku.com.

- And finally, if you are located in the Jabodetabek area, just come directly to the office address: PT. Akulaku Silver Indonesia Sahid Sudirman Center 11th Floor Jl. Jenderal Sudirman No. 86, RT. 10 / RW. 11 Jakarta - Indonesia.

3. Advantages and Disadvantages of Akulaku

Before using a financial application or service, it is better to find out first. Actually, Akulaku does provide convenience for its users in the form of loans and installments without a card.

Akulaku is also registered with the OJK. However, that doesn't mean there are no weaknesses that might make you want to find a way to delete your Akulaku account. Here is information about the advantages and disadvantages of Akulaku that is reported by Cryptoharian that you need to know.

1. Advantages of Akulaku

- Easy Registration

You only need to download the application and follow all the registration processes of the application.

- Installments Through Marketplace

With Akulaku, you can apply for loans for installment purchases through marketplaces such as Jd.id, Tokopedia, Shopee, and others.

- Installments at Alfamart and Indomaret

You can make product payments through the Klik Indomaret and Alfacart applications with Akulaku.

- Quick Disbursement

If the verification process is approved properly, the money disbursement process will be fast.

2. Disadvantages of Akulaku

- Deducted Funds

The process of disbursing funds from Akulaku is indeed fast, but the money given is not full. There will be deductions for various fees in the loan process.

- Akulaku Interest

The amount of interest for Akulaku's instant KTA loan will be an example in this calculation. For example, you can get a quick KTA loan with a total of Rp. 900,000 with a duration of 15 days, so the amount that must be paid is Rp. 1,008,000.

Within 15 days, you must be able to repay it with an additional Rp. 100,000 or 12 percent. So, the cost for approval is quite large, reaching Rp. 81,000. Then, for the interest itself, it is Rp. 27,000.

Well, KLovers, those are some ways to permanently delete an Akulaku account that you can take.

(Source: thelastsurvivors.org, cryptoharian.com)

(kpl/gen/ans)

Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.
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