Shopping from Home Can Be a Solution to Support the Social Distancing Movement to Prevent the Spread of Corona

Kapanlagi.com - The issue of the spread of the Corona virus has become the main focus of many people lately. In Indonesia itself, more than 300 people have been declared positive for the virus that first appeared in Wuhan, China.

As one of the government's efforts to reduce the spread of the corona virus is by implementing social distancing. In order to support the government's call regarding this matter, many companies have decided to implement the Work From Home (WFH) system.

The call to not visit crowded places such as malls, entertainment venues, and supermarkets is also announced. In this situation, people who plan to fulfill their daily basic needs are also advised to shop from home.

1. Shopping from Home

credit: BRI

This condition has been anticipated by PT Bank Rakyat Indonesia (Persero) Tbk which provides convenience through CERIA for online shopping from home. CERIA is a digital loan product in the form of a smartphone application that provides convenience for financing transactions through e-commerce.

This application uses digital verification, digital scoring, and digital signature systems that are all done digitally.

"We strive to ensure that people can still meet their shopping needs from home through the services and facilities provided in the CERIA application. In terms of security, customers do not need to worry because CERIA has obtained approval from regulators and implements strict procedures to maintain customer data security. Moreover, we also offer customers the opportunity to enjoy free monthly and annual admin fees," explained Handayani, Director of Consumer Bank BRI.

2. Only Takes a Short Time

The loan limit approval process in the CERIA application can be done within 10 minutes up to a maximum of Rp 20 million. With a flexible tenor of up to 12 months, applications can be made without the need to come and meet face-to-face with bank officers. CERIA also offers low interest rates compared to similar digital financial services.

"Customers can enjoy CERIA facilities for transactions at partner e-commerce merchants, namely Tokopedia and DINOMARKET.com. To provide more benefits to customers, we provide a cashback program of up to Rp 1 million for transactions using CERIA. We hope that customers can still meet their daily needs with BRI products from home safely and comfortably," concluded Handayani.

Since its launch last year, there have been more than 200,000 users who have downloaded the CERIA application on the Play Store, with a total disbursed credit limit reaching Rp 26 billion.

(kpl/prl/lou)