Take Advantage of Various Ease of BRImo for Diversifying Your Investment Portfolio

Kapanlagi.com - The principle of investment diversification has become a common term in the world of personal investment. Investment diversification itself is the use of funds to purchase various valuable assets. This method is usually intended to reduce the risk of loss from an asset or investment sector.

Now, if you want to provide protection from market fluctuations for your investment portfolio, then Government Securities can be the right alternative. Investing in Government Securities can be done by buying Indonesian Retail Bonds (ORI). Investing in ORI has advantages compared to other investment instruments such as stocks, mutual funds, or properties.

Get the Latest Series through BRImo from BRI

Retail Bonds or ORI are one type of Retail State Debt Securities (SUN Ritel) which is an investment savings. The latest series of Retail Bonds, ORI025-T3 and ORI025-T6, are determined by the government and their offering period starts from January 29 to February 22, 2024.

The coupon rate for ORI025-T3 is 6.25% per year and for ORI025-T6 is 6.40% per year. The coupon rate for ORI025 is fixed rate until maturity. ORI025 has characteristics that can be traded in the secondary market after the holding period is completed, allowing investors to sell before maturity in the secondary market.

As a customer, you can certainly get this latest series through BRImo from BRI.

Advantages Obtained by Choosing ORI025-T3 and ORI025-T6

Investing in ORI025-T3 and ORI025-T6 has several advantages. Among them, there is a high credibility guarantee because coupon and principal payments are guaranteed by the Law. In addition, the offered yield is very attractive, especially compared to deposit interest rates. Another advantage is easy access to buy and sell ORI025-T3 and ORI025-T6 because it can be done online, providing flexibility for investors. Not only that, this product is affordable with a minimum purchase of only Rp1 million. In addition, investing in ORI025 also means contributing to national development financing. Finally, this product can also be collateralized.

In terms of risk, ORI025-T3 and ORI025-T6 have a very low default risk considering the guarantees provided by the government. This product also has low liquidity risk because it can be traded in the secondary market, providing flexibility for investors to sell before maturity. Interest rate risk is also minimal because the principal and coupon remain fixed until maturity.

Special Offer from BRI

BRImo, as a superApps from BRI, offers a special offer for purchasing the latest series. There is an attractive cashback for purchases in various nominal ranges with the following cashback details:

• Cashback for purchasing SBN in BRImo
• Purchase 1 - 49 million, cashback Rp 100,000,- (quota 100 transactions)
• Purchase 50 - 99 million, cashback Rp 150,000,- (quota 150 transactions)
• Purchase > 100 million, cashback Rp 200,000,- (quota 100 transactions)
• 2 users with the highest purchase volume (in one CIF) will receive cashback Rp 3,000,000,-
• 1 BRImo user is only entitled to receive cashback 1x during the program period
• Cashback will be transferred to the transaction source account within a maximum of 7 working days after the program period ends.

Retail Government Securities feature in BRImo makes it easy for customers to register and purchase Retail SBN. This service is directly connected to the e-SBN system of the Ministry of Finance. In addition, BRImo also offers transaction convenience that can be done anywhere and anytime during the government's SBN offer period.

For those of you who want to register as SBN investors through BRImo, the steps are quite easy and practical. You can start by logging into BRImo, clicking the e-SBN feature, then following the steps to register as an SBN Investor by filling in personal data and job data. Choose the coupon receiving account and check the terms and conditions. After that, enter your BRImo PIN and continue the verification process.

After becoming an SBN investor, customers can buy SBN and bonds through BRImo. The steps to purchase SBN through the BRImo application are as follows:
1. Customers log in to the BRImo application, select the investment menu, select E-SBN, select buy SBN
2. Select the active SBN product in the offering period
3. Enter the SBN purchase amount
4. Make sure the investor has confirmed the terms and conditions of the SBN product purchase
5. If the amount is correct, proceed to payment
6. Payment for SBN purchases in BRImo follows 2 conditions, where if the SBN purchase is still below the card's payment limit, MPN payment for SBN purchases can be completed directly in the BRImo application. However, if the SBN purchase is above the card limit, MPN payment for SBN purchases is made at the nearest BRI office.

See, it's that easy to invest in Retail SBN ORI025-T3 and ORI025-T6 together with BRImo from BRI. So, don't miss this valuable opportunity. For more complete information about Retail SBN investment through BRI, you can directly get it here. Besides that, also download the BRImo application through the App Store, Play Store, and Huawei AppGallery right now. Don't forget to follow Instagram @bankbri_id.

BRImo is easier and more versatile! #BRImo #BRImoMudahSerbaBisa

(kpl/glo)