Unpacking Powerful Moves to Become a Sandwich Generation that is Free from Anxiety Living Life

Kapanlagi.com - Having the status of a sandwich generation sometimes becomes a burden. Many complaints arise on social media about salaries that are not much, but must be divided in such a way as to support oneself and parents. Have you also experienced this dilemma, KLovers?

But, that doesn't mean that sandwich generations cannot secure their financial condition. If carried out with sincerity and full planning, apparently sandwich generations can also be Anxiety-Free in living life. How?

Tight Financial Budgeting

The main formula that sandwich generations must do in managing finances is to do tight financial budgeting. Make a monthly budget that contains how much percentage of salary is for parents and how much is set aside for yourself.

Record every expenditure in detail, even the most trivial. In addition to routine monthly bills such as electricity, water, and credit, it is also mandatory to prepare a transportation budget, pocket money, and parking money. Make sure to follow the monthly budget discipline because this is a key factor in managing personal finances.

Apply Frugal Living Lifestyle

Frugal living has become a trending lifestyle in recent years because it has been widely adopted by the current generation.For those who don't know, frugal living emphasizes a thrifty lifestyle and prioritizes needs over wants.The aspect that is emphasized is how to obtain something at a cheaper price and every expense must have a value for money principle.

This lifestyle can be adopted by the sandwich generation to secure their financial condition.One way is to take advantage of promotions or discounts to get goods at a cheaper price.But, of course, with careful planning and not easily tempted by existing discounts, because the principle is that every item purchased is tailored to the needs.

Mandatory to Have Savings, Emergency Funds and Retirement Funds

These financial posts are a must-have for managing personal financial conditions, namely savings, emergency funds, and retirement funds.Savings are used for long-term financial planning, such as for wedding expenses, buying a house, or other plans.Meanwhile, emergency funds are important for emergency situations that can occur at any time. For example, suddenly losing a job, emergency funds can be used to sustain life until a new job is found. Don't forget about the mandatory retirement funds that need to be owned to break the sandwich generation cycle so that it is enough for you. Retirement funds should ideally be prepared since the beginning of work, not when approaching retirement. So, you have more time to prepare for retirement later.

Set Aside a Budget to Make Yourself Happy

The sandwich generation must have experienced this, working hard like a horse but unable to enjoy their money because of the many expenses that must be borne. As a form of appreciation for yourself, don't forget to set aside a budget to make yourself happy. For example, to buy your favorite food or buy a dream item that you have wanted for a long time.

If the budget is not enough for self-reward spending every month, you can start saving for the next few months. For example, if you want to buy a new smartphone or other branded items, you can give yourself 3-6 months to save for it.

Most importantly, to become a generation that is Free from Financial Anxiety, it would be better if every transaction is done using DANA because it is guaranteed to be safe and makes you feel calm. The presence of the safety & security feature of DANA Protection in the DANA application can ensure the security of financial transactions thanks to its advanced and dynamic security system.

How could it not be, when making transactions using DANA, you will be protected by the multi-layered security system of DANA Protection. One of them is the protection of DANA PIN, OTP Code, and Face Verification that will keep every transaction safe & Worry-Free. If you experience any problems while transacting, you can use the 24/7 Resolution Center in the DANA application. Here, you can directly contact DANA Customer Care 24 hours a day, ready to help anytime, as well as check the status or progress of problem resolution and solutions. Not only that, by using DANA, you can also be more Worry-Free because DANA provides a 100% money-back guarantee in accordance with the terms and conditions in the DANA application. So, now is the time to become a sandwich generation that is Worry-Free & #BebasDrama in living life. Start by transacting using the DANA application, let's go! Hurry up and download and use the DANA application now.

(kpl/wri)