2021 in Front of Our Eyes, Saving Resolutions Should Not Just Be Talk

Kapanlagi.com - It's hard to believe that 2020 is almost over. Now, 2021 is right in front of us, just counting the days. Have you made any resolutions? After almost a year of not being able to go anywhere, surely many people are longing for the freedom to go anywhere like before, before the pandemic hit like a fire attacking a country. Post-pandemic traveling might already be on the wishlist. But, don't forget about personal finances. Have you been able to save this year?

Still Living Paycheck to Paycheck, Saving Resolutions Should Not Just Be Talk

Until today, are you still living paycheck to paycheck? Don't make it a habit next year. Especially in this almost one-year pandemic situation, it should give you valuable financial lessons. Unexpected situations can come anytime without prediction.

Anyone can lose part of their income or even their jobs in an instant. In order to survive, saving and preparing an emergency fund should be realized. Be grateful if your finances are still secure this year. But, there's nothing wrong with taking strategies to secure personal finances to the maximum. Of course, the way is by learning to save.

The Principle of Saving Must Be Daring

The principle of saving is only one, which is being daring. Yes, you have to be daring to not follow the desire to shop here and there and allocate expenses into monthly savings. It's time to be daring to set aside your salary at the beginning of the month so that it can go into your savings account. Be daring to say no to yourself when tempted by flash sales or other promotions that can make you shop until you forget yourself. With the daring attitude, your salary is no longer just passing by. There's a savings that can be relied on in the future.

Gradual Saving Practice

For those who are not accustomed to saving, setting aside money and restraining the desire to shop may feel burdensome. So that you don't stress yourself, you can practice it gradually. Start this month by setting aside a certain amount of money every day into a piggy bank, for example, Rp 10,000 that is regularly set aside. After entering the end of the month, you will be surprised by the amount of savings you have. Apparently, saving is not difficult, right? If you have successfully saved every day, you can start managing your finances to save every month.

Find Profitable Saving Instruments

So that saving can provide multiple benefits, try to find other safe but profitable saving instruments. For example, saving gold which tends to have a stable price, even experiencing a drastic increase during the pandemic. In the past, saving gold required storing jewelry or gold bars, and if you wanted to sell them, you had to go out of the house. It's troublesome.

Fortunately, now the times are getting more advanced, saving gold can be done digitally. No need to bother going to a gold shop or storing physical gold, everything is safe in your digital account. Try the convenience by utilizing the eMAS Saving feature in the DANA application, let's go!

With a starting capital of only Rp 9,000, you can start saving gold with the eMAS feature from the DANA application. The amount of gold that can be saved can be adjusted to the budget you have. You are also more flexible to buy or sell gold that you have anytime and anywhere.

To start your first eMAS Saving, simply follow these easy steps. Open the DANA application and go to the eMAS menu. Click Buy Gold, enter the nominal budget you have to save gold. Continue by clicking Buy, complete the payment, and your first eMAS purchase is successful! It's easy, right?

Furthermore, the good news is, eMAS Saving in DANA is even more profitable because there is a 100% cashback promo and a bonus of 144 grams of eMAS. What are you waiting for, hurry up and download the DANA application now!

(adv/wri)