3 Misleading Information About e-Wallets That Could Be a Scam Modus, Always Make Sure to Check the Facts!

Kapanlagi.com - The use of e-wallets is certainly no stranger in today's digital world. Any transaction can be done quickly, just transfer or scan QRIS through the features available in the app. This also makes it easier for people to conduct transactions without the hassle of carrying large amounts of cash.

Unfortunately, this advanced technology is also misused by irresponsible individuals to carry out scams. There are many scam modus operandi related to e-wallets that often circulate. First, understand the following 3 misleading pieces of information about e-wallets to avoid falling into scams, what are they?

1. Info If Your Account is Blocked, But Asked for OTP Code to Reactivate

Illustration of OTP code. (c) tete_escape/Depositphotos.com

The scam method of asking for OTP is one of the most rampant. Even though it's quite common, there are still people who fall into this trap. Especially for those who have just started using e-wallets.

Usually, this method starts with someone claiming that your e-wallet is blocked, then informing you of the steps that can be taken to resolve the issue. One of them is asking for the OTP code sent to your number. If this happens, do not believe it immediately as it risks compromising your data and the balance of your e-wallet.

2. Winning a Prize Draw, But Asked to Click a Suspicious Link

Illustration of holding a smartphone. (c) Milkos/Depositphotos.com

There’s another method related to prize draws with the promise of tempting prizes. Who wouldn’t be excited to suddenly receive news that they have won their dream prize, such as e-wallet balance, a smartphone, or perhaps even more fantastic items.

However, if after that you are asked to click a link that looks strange and suspicious, don’t rush to do it! This could also be a scam method that can steal personal data and drain your e-wallet balance. Stay alert!

3. Physical Card Offer

Well, this method might be considered new. If someone contacts you pretending to be customer service from an e-wallet like DANA and offers a physical card with enticing promotions, this is a scam. The reason is that DANA has never issued a physical card in any form. So, always make sure to check the facts if you receive offers that are too good to be true to avoid being harmed later.

If there are individuals or parties pretending to be DANA and offering you a physical card, make sure to always do these 3 things.

First, always monitor suspicious activities. Don't be easily tempted by promotions or special offers given in any form. The most important thing to remember is that DANA has never issued a physical card, okay.

After that, confirm by checking whether the activity is indeed from a trusted source. To be more certain, you can utilize the DANA Protection feature in the DANA application to confirm. The way is to simply copy the number, link, or social media that offers that, then paste it into the feature available in DANA Protection. From there, you can see whether the result is really real or just a scam.

If it is a scam modus, report it immediately! Users can send reports through the DANA Protection feature which will then be directly connected to services from Kominfo.

To make digital transactions with DANA even safer, there are also several other guidelines that must always be observed. Ignore ads for physical DANA cards because this is a scam. In addition, do not click carelessly or fill out forms claiming to be for physical DANA cards. To be safer, avoid downloading and installing the DANA app from links shared in instant messaging groups like WhatsApp, Telegram, and others.

Equally important is to always keep your PIN and OTP code secret, do not share it with anyone including DANA. If you accidentally clicked on an unclear link or shared your PIN and OTP code, immediately change your password or PIN! Don't forget that the official DANA social media account only has verified accounts with a blue tick. So, don't be fooled by similar accounts!

Digital transactions are becoming safer and more comfortable if you always stay alert to the risks of existing fraud schemes. Don't forget to download or update your DANA app through official platforms like the Play Store for Android users and the App Store for iOS users!

(kpl/wri)