Anti Overthinking, This is How GenZ Can Keep Their Finances Safe While Shopping Online

Kapanlagi.com - Impulsive habits often come unexpectedly.Out of nowhere, suddenly checking out from an e-commerce shopping cart.Especially with the presence of shopping days that offer huge discounts and numerous cute products to check out.

However, anxiety sometimes arises when shopping online.No need to be carried away by overthinking KLovers.Smart and clever steps are needed to manage finances even when constantly checking out from online shopping carts.Stay calm amidst the onslaught of attractive items in e-commerce, let's take a look at the financial management tricks below.

Saving at the Beginning of the Salary Period

Saving is the key to financial stability even when entering the end of the month period.To make it even more ultimate, separate savings from daily finances when entering the beginning of the salary period. In this way, daily finances don't need to mix with savings.

There are many saving tricks that can be applied. However, the easiest and most applied scheme is the 4-3-2-1 saving scheme. In this scheme, monthly income can be allocated into four needs that include 40% for daily finances, 30% for savings, 20% for emergency funds, and 10% for charity.

Prioritize Needs before Wants

E-commerce is known as the paradise of online shopping for a reason. All favorite items are available, and if not controlled, it can lead to overspending in the e-commerce shopping cart checkout.

The most ideal and wise step in shopping in the marketplace is by prioritizing needs before wants. For example, by prioritizing the checkout of a white shirt for work before a casual outfit for hangout. It can also be done by prioritizing daily consumable needs before checking out secondary or even tertiary items.

Use a Worry-Free Digital Wallet

Another important element to ensure financial security in facing the temptation of e-commerce with cute items is to ensure that you have transacted using the right digital wallet. No need to worry, DANA is ready to make you worry-free with its reliable features. Besides being safe and easy to use, DANA has a series of features that ensure your transactions are super safe through advanced and dynamic systems.

No need to worry when shopping online on e-commerce or even fashion brands from abroad. There is a layered security system, namely DANA Protection, which makes your transactions safe. The security mechanism offered is through DANA PIN, OTP Code, and Face Verification during transactions.

Interestingly, DANA can also provide certainty and solutions if the transactions you make experience obstacles. There is a 24/7 Resolution Center ready to serve you 24 hours through DANA Customer Care. You can also check the status or progress of problem resolution and its solution. What's even more reassuring, DANA also protects your transactions with a 100% money-back guarantee according to applicable terms and conditions. Very cool, isn't it?

So what are you waiting for, KLovers? Let's download and use DANA now!

(kpl/jef)