Being a First Jobber in the Pandemic Era, Here's the Formula to Manage Finances Drama-Free

Kapanlagi.com - In the midst of this difficult pandemic period, luckily fate is still on your side who managed to get a job. As a first jobber, it's good to prepare yourself to have a specific strategy to secure your finances. To avoid drama, practice the formula for managing finances together with DANA.

Forget About Forgetting to Pay Bills with Subscription Feature

Your first salary should not be immediately spent on having fun. Manage your expenses as best as possible, one of which is to pay various bills such as water, electricity, credit cards, and internet.

Fortunately, now it's easier to pay various bills just from your smartphone. Just open DANA and activate the Subscription feature to pay various bills, so you don't exceed the deadline and avoid fines. In addition to avoiding the risk of arrears, this feature from DANA can help you manage income and expenses.

Realize Future Dreams with DANA Goals

You have already spent a lot, so how can you save? No matter how much your income is, saving can still be done as long as you consistently set aside money from an early age. Don't let various reasons hinder your steps to start realizing your dreams. Immediately take advantage of the DANA Goals feature that helps you create a savings strategy that is easier.

Start by setting Goals or Goals up to 10 things you want to achieve, continue by determining the amount of electronic money you want to save to get it. The value can vary with a maximum of Rp8 million for premium DANA accounts and Rp1.5 million for non-premium accounts. After the savings amount is reached, you can withdraw it to your DANA balance or transfer it to your bank account.

Anti Hassle Sending Money to Parents via DANA

As soon as you get your first salary, you want to share your happiness with your loved ones like your parents. No need to bother bringing cash to transfer via bank, just use DANA. In addition to being free of admin fees and guaranteed safe, you can also send directly to a mobile number without needing a bank account number.

The way to withdraw is easy because you can go through Alfamart, Alfamidi, Dan+Dan, Lawson, or Pegadaian. You can withdraw DANA balance up to Rp1 million, just tap Withdraw Balance then select Agent and Tap Show Token. Show the token and inform the phone number and mention the desired amount. Practical, right!

Learn Investment with DANA eMAS

Want financial freedom in old age? Start by managing your first salary properly, such as recording expenses, setting aside money for savings, and trying out investments.As a beginner, it doesn't hurt to choose an investment product with relatively low risk like gold.

What's more, your favorite digital wallet app also offers safe and reliable gold investment features. Simply upgrade to a premium account, DANA eMAS gives you the opportunity to buy gold starting from 0.01 grams or less than Rp10,000, without additional fees. Buying is practical, and selling is also easy through the DANA app, which is always updated to provide gold price graphs and notifications.

Your first salary is an important moment for your life, it's time to #BebasDrama and build good habits to manage your finances from an early age.

(kly/tmi)