Beware of Malware Traps! Here are Safe Tips for Using Gadgets

Kapanlagi.com - For the digital generation, the use of electronic devices such as personal computers (PCs), laptops, and smartphones has become a daily habit. Not only for work, but these gadgets are also often used for entertainment, banking transactions, and other digital activities.

However, be wary of malware traps spread by hackers in various ways to infect your gadgets and steal personal data, allowing hackers to access your banking accounts.

Let's find out tips for using gadgets to keep your mobile phone and computer safe from malware dangers. Quoted from BCA's official website, here are some tips you can follow.

1. Use Official Applications and Software and Update Regularly

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Come on, admit it, who still often downloads and installs applications from unofficial sites? Usually, this happens to those who want to access premium applications because they are tempted by the many free versions on the internet. But, this can be a 'gateway' for malware attacks, you know!

Make sure to download official applications that are guaranteed to be secure. Be careful when accessing images, videos, or music from pirate sites because they are vulnerable to malware infiltration. Not only that, also regularly update applications, software, and operating systems. Through existing updates, developers usually enhance the security of applications, software, or the OS used from the many circulating malware threats.

2. Do Not Open Links / Files Sent From Unknown Sources

Malware can be installed on our devices when accidentally opening links/files or downloading applications from unofficial sources.

Do not click on links, open files, or even download and install applications from unreliable people or sources. Lately, there have been many dangerous links and applications that have been infiltrated by malware intentionally sent by hackers to their targeted victims.

The methods are also diverse, ranging from wedding invitations, package photos, billing invoices, and others. Always be cautious of these methods because the embedded malware can 'spy' on various activities performed on the device being used.

3. Be Careful When Using Unofficial Plugins or Extensions

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Additional features in browsers like plugins or extensions are indeed useful for facilitating activities. Some help check writing, provide email notifications, and much more. However, lately, there are also many unofficial plugins that need to be super careful before deciding to use them.

Make sure to check the developer who develops the plugins first. Don't let the plugins used be infiltrated with malware that threatens various personal data, including banking data owned.

4. Do Not Access Banking Websites or Applications with Free Wifi

Never access banking applications or websites using free wifi! It may seem trivial, but easily accessible public wifi networks can be an opportunity for hackers to infiltrate malware or conduct surveillance on banking activities being carried out.

So, if you are using wifi networks in cafes or other public places, avoid conducting banking transactions. If necessary, immediately switch to your personal mobile data network for the sake of data security.

It is also important to always be cautious of individuals claiming to be from BCA who attempt to commit fraud to steal your personal data. In addition, never share your PIN, password, OTP, ATM Card Number, Credit Card Information, and other important information with anyone!

5. Always Maintain the Confidentiality of Personal Data on Banking Applications or Websites

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Last but not least, this is not a prevention against the danger of malware infection, but more towards positive things that can be done to maintain the confidentiality of your personal data.

Make sure to always maintain the confidentiality of your personal data on banking applications or websites, whether on smartphones, laptops, or computers, by:
- Avoid using easily guessed or related PIN/passwords.

- Differentiate PIN/passwords on each application/website and change them regularly.

- Do not disclose your username, password, or PIN to anyone.

- Avoid activating auto login, remember me, and autofill features.

- Do not store usernames, passwords, or PINs in browsers and applications.

- Do not grant camera, location, SMS permissions to unclear applications.

To become more advanced than fraudsters, find out the latest banking fraud modes at www.bca.co.id/awasmodus.

(kpl/wri)