Kapanlagi.com - The current generation is known for always being updated with various latest trends. It's no wonder that the term FOMO or Fear of Missing Out emerged, which refers to a psychological phenomenon of fear of being left behind or missing out on certain moments or experiences.
FOMO is not always negative, because if you can take the positive side, it keeps you updated with various latest trends and insights. For example, those related to the rapidly developing digital world. Don't let yourself be considered an old school generation who is clueless!
1. FOMO in Managing Finances is Important!
Many trends that are developing sometimes make Gen Z impulsive to follow everything. For example, buying the latest fashion items, changing to the latest gadgets, and many more. It's not wrong as long as you can be a smart buyer who buys goods according to your needs.
FOMO is not only for lifestyle trends. Trends in financial literacy are also very important for you to follow! Especially for the current generation known as digital-savvy, you should really understand the various conveniences offered by digital platforms in conducting financial transactions, including managing finances.
To avoid impulsive or consumptive behavior in shopping due to FOMO, start managing your money wisely from now on. Prioritize buying the necessities that are really needed right now, and postpone purchasing items that are not urgent if the funds are not possible.
Missing out on discounts due to FOMO is not a problem, as long as the items you buy are on target. Make a shopping list before going shopping, as it can help you stay focused on your actual needs. In addition, set a clear budget and stick to it, so it can help you avoid impulsive purchases. Equally important, get used to setting aside some money for savings.
Don't forget to update your savings with today's suitable options for Gen Z's practical character, which can be opened anywhere, anytime, and with no administrative fees, making transactions more economical. You can take advantage of Danamon Save Savings. One of Danamon's savings products in Indonesian Rupiah (Rp) currency is available for individual customers in fulfilling digital transaction needs. Moreover, Danamon Save Savings is suitable for those who don't have time or opportunity to visit a branch to open an account. Because, Danamon Save Savings can be applied for from a mobile phone anywhere and anytime you are.
In addition, Danamon Save Savings also offers various benefits, such as no administrative fees, 20x free cash withdrawals at various domestic ATMs, 20x free BI-Fast transfer fees every month, and QRIS cashback at various favorite merchants! There is also a 5% cashback promotion up to Rp100,000 for those who make online shopping transactions using Danamon Debit Card. Don't miss out because the promo period is only until May 31, 2024! It's really interesting, isn't it? So, don't hesitate to open a Danamon Save savings account from now on. Check the complete information at bdi.co.id/danamonsave!
(kly/tmi)
Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.