FOMO Often Makes You Impulsive? Let's Start Wisely Managing Money Through Danamon Save

Kapanlagi.com - In this digital era, FOMO is probably one of the terms you often hear. FOMO, or Fear of Missing Out, is a psychological phenomenon that refers to the fear of being left out or missing certain moments or experiences.

People who experience FOMO feel anxious and afraid that they are not participating in activities or trends that are considered interesting or important by others. This is often triggered by exposure to other people's lives on social media, which can create feelings of dissatisfaction and constant comparison with others.

FOMO can also drive consumptive behavior, difficulties in saving, and difficulties in enjoying the current moment because one is too focused on what is happening around them. In addition, FOMO can also affect a person's mental health, especially if feelings of anxiety and dissatisfaction constantly disrupt daily life.

1. FOMO Makes Someone Impulsive

Not only that, FOMO can also cause someone to become impulsive. The fear of missing out or losing out can drive someone to make impulsive decisions without careful consideration. When someone feels constantly need to be connected with what's happening around them or feel the need to participate in certain activities or trends, it can trigger impulsive behavior.

The anxiety and restlessness that arise from FOMO can make someone feel the need to immediately get involved in an activity or buy a product without careful consideration. This can lead to unwise or even detrimental decisions, especially in terms of finances and mental health.

2. Start Wisely Managing Money from Now

To avoid impulsive or consumptive behavior in shopping due to FOMO, start managing money wisely from now on. Prioritize buying the necessities that are truly needed at the moment, and postpone the purchase of non-essential items if the funds do not allow.

Do not be tempted by discounts or promotions that are actually not in line with your needs. FOMO is often triggered by the fear of missing out on discounts, so it is important to stay focused on the actual needs. Make a shopping list before going shopping, as it can help you stay focused on the actual needs and avoid impulsive purchases.

In addition, set a clear shopping budget and stick to that limit, so it can help you avoid impulsive purchases triggered by FOMO. Equally important, get into the habit of setting aside some money for savings. This can help you shift the focus from impulsive shopping to long-term financial planning.

You can take advantage of Danamon Save Savings. One of Danamon's savings products in Indonesian Rupiah (Rp) is available for individual customers in meeting digital transaction needs. Especially Danamon Save Savings is suitable for those of you who don't have the time or opportunity to go to a branch to open an account. Because, Danamon Save Savings can be applied from a mobile phone anywhere and anytime you are. In addition, Danamon Save Savings also offers various benefits, such as no admin fees, 20x free cash withdrawal at various ATMs in the country, 20x free BI-Fast transfer fees every month, as well as QRIS cashback at various favorite merchants! Very interesting, right? So, don't hesitate to open a Danamon Save Savings account from now on. Check the complete information at bdi.co.id/danamonsave!

(kpl/glo)