In-Depth Discussion on Financial and Business Issues, What Should Be Considered?

Kapanlagi.com - Talking about financial issues seems to be endless. Especially at a young age, there are often problems in financial matters.

So, how do you manage your finances starting from how to get them to how to spend them? PT Bank Danamon Indonesia Tbk answers in the Talkshow 650 Minutes of Action and Collaboration.

In this third episode, there are several cool figures present such as Andhika Diskartes (CEO Value Magazine), Wirda Mansyur (Writer and Young Influencer), Oscar Lawalata (Fashion Designer), Angga Dwimas Sasongko (CEO Visinema & Chairman Filosofi Kopi), and Tasyi Athasyia (Content Creator & Cooking Enthusiast).

Divided into four segments, all speakers in this event agree that collaboration is an important element in solving financial problems. What do they say?

Determine the Initial Goal of Financial Planning

When talking about money, one of the things to consider is the goal. This was expressed by financial expert and CEO of Value Magazine, Andhika Diskartes.

"Before making a financial plan, determine what you want first. What will the short-term goals be for the next year? What about the medium-term goals, around five years from now?" Now that this goal is known, an ideal financial planning can be started," said Andhika.

Andhika specifically also advised the younger generation, who are considered to have high intelligence but often confused due to the abundance of choices. "The younger generation is actually smarter, but often confused. This is because of the many choices, many opportunities, and the pressure from society," added Andhika.

After the goal is known and understanding how to make choices is understood, the next step is to collaborate with various parties to move to the next step. In agreement with Andhika Diskartes, young influencer Wirda Mansyur also realizes that the power of collaboration will make financial plans a piece of cake.

This is what underlies Wirda Mansyur in creating a community called Milenial Anti Bokek. "Actually, this is an accident. A year ago, I often received confessions on social media from my followers. Instead of just being a confession, I developed it into Milenial Anti Bokek, which aims to invite them to collaborate in the business I am currently running," said Wirda.

Both Andhika and Wirda also emphasized the importance of sharing values in financial planning. This is to maintain a balance between finances and humanitarian values.

"Try to be a person who gives, not asks. Because people who share tend to have more income," concluded Andhika.

Explore Your Passion

Famous designer from Indonesia, oscar Lawalata, also attended to enliven 650 Minutes of Action and Collaboration. Who would have thought that a series of amazing fashion works created by him all started from a difficult moment at the beginning of his career.

"I was born into an artist family, but mostly got roles on stage or in front of the camera. While I prefer to be behind the scenes. So, I enjoy working as a designer. In the past, I started with television programs, music videos, and films," said Oscar.

As an admirer of the culture of the homeland, Oscar will never forget that he grew up and succeeded thanks to his collaboration in incorporating Indonesian heritage into his work. "I am very amazed by the diversity of cultures in Indonesia. Starting from this love, I collaborated a lot with traditional fabric craftsmen. Without them, local culture would disappear. So, I bridge the gap between local culture and develop it as valuable fashion works that are liked by the market," Oscar continued.

Don't Be Satisfied Too Quickly, Find Bigger Opportunities

The proverb "once you row, two or three islands are passed" is fitting for Angga Dwimas Sasongko. This Visinema CEO has a broad vision for his work, including Filosofi Kopi.

As known, the film Filosofi Kopi, which received a lot of attention, is the result of Angga's cold hands. After his film received positive responses, Angga quickly moved to immediately create a brand of coffee shop called Filosofi Kopi, which now has 5 branches.

"Investment is not just about money. It can also be about time, energy, and thoughts. So when Filosofi Kopi was released, me and my team collaborated to take the next step, which is to create Filosofi Kopi as a real coffee shop," said Angga.

Building Filosofi Kopi as a brand has become a challenge for Angga Dwimas Sasongko. Starting from the enthusiasm of movie geeks towards the film Filosofi Kopi, Angga continued the journey of Filosofi Kopi by becoming a brand of coffee shop.

"Filosofi Kopi, which was originally a written work by Dewi Lestari, is an interesting story that I am genuinely interested in visualizing in the form of a film. After this film was released, it turned out to be explosive and received more attention from the audience. The combination of our broad vision and the unwavering enthusiasm of the audience has made us excited to present the real Filosofi Kopi coffee shop, which is located in the actual shooting locations, namely Jakarta and Yogyakarta." So the Philosophy of Coffee brings up the concept of content and experience. The content is in the film about the story of two friends, while the experience is this coffee shop itself," added Angga

Creating a great work like this is not as easy as turning over your palm. Collaboration between lines is also needed to make everything achievable. Like collaborating with Adira Finance for financial matters.

In this session, Chief of Business Alliance Strategy Officer of Adira Finance, Jin Yoshida, also attended and conveyed the importance of collaboration. "I believe that hard work will make dreams come true. Like Angga, who successfully created his own mobile store. Don't be afraid to make dreams come true," said Jin.

Don't forget, Jin also mentioned that Adira Finance is now collaborating with Bank Danamon to celebrate its 65th anniversary. This collaboration also invites people to not be afraid to chase their dreams. One of them is the dream of owning a new car.

"We have a special program for Bank Danamon customers called KPM Prima. This program spoils those of you who want to buy a new car. With interest starting from 2.65%, there are many other benefits waiting for you, such as 4 types of maintenance insurance bonuses in the first year, and 1-year tire maintenance worth Rp 2.5 million," added Jin.

Difficult but Easy to Find Profits, the Key is Consistent Learning and Adapting

In the closing session, Content Creator & Cooking Enthusiast Tasyi Athasyia spoke openly about the potential profits from the content she creates. According to her, the most important thing is patience and consistency in creating. Although she has a different educational background, Tasyi stated that consistent adaptation will open up greater opportunities.

"My mom wanted her child to become a doctor. So, I entered medical school until I graduated with a Bachelor's degree. After entering the residency phase, I also enrolled in culinary school," said Tasyi.
From medicine to culinary, Tasyi admits that this is indeed contradictory. However, he enjoys the activities he does and continues to be consistent until now.

"At the beginning of creating content, actually my mind wasn't on the money. I know there is money in digital content, but I also realize that the process will take a long time," Tasyi explained.

One thing for sure, with patience, the money will come by itself, considering that the digital world's development in Indonesia is currently in a positive trend. This was conveyed by Digital Development Specialist of PT Bank Danamon Indonesia Tbk, Randy Suwandy. "Nowadays, the digital world has reached a positive stage, which has gained trust from the society. For example, digitalized entertainment facilities and the majority of financial transactions now use mobile banking," said Randy.

Secure Financial Plans, Don't Forget to Share!

Also present in this session is Dwi Rachmawati as the Syariah Funding Product Head of PT Bank Danamon Indonesia Tbk. She advised not only to shop for the world but also to share with others.

"Remember that we don't live forever in this world. Therefore, prepare a portion of your wealth to share, such as charity, zakat, and endowments," said Dwi.

No need to worry for those of you who want to find an ideal platform for sharing with others, because there is Bank Danamon that will safeguard your trust through the Money Endowment Acceptance Service. "All customers can share with others through this service. It can be in the form of cash endowments, social endowments, and digital productive endowments." Customers can monitor their digital endowment history and choose a trusted endowment management partner, such as the Indonesian Endowment Body, Dompet Dhuafa, and so on," added Dwi.

Wow, there are so many inspirations that can be obtained from the 650 Minutes of Action and Collaboration Talkshow on the third day. For those who missed it, you can watch it again by visiting www.festivalkolaborasi.id. Also, follow Instagram @MyDanamon and Twitter @Danamon to get updates on the special 65th anniversary program of Bank Danamon. Get complete information about KPM Prima for those who want to buy a new car by clicking here.

(kpl/jef)