Money Talks that Must Be Discussed Before Entering the Marriage Stage

Kapanlagi.com - Every couple must feel a certain anticipation when waiting for the moments leading up to the wedding. Especially if this special moment has been awaited for so long. It feels like we can't wait to celebrate the arrival of the big day.

However, besides preparing the dream wedding party, don't forget that there are a series of money talks that need to be discussed before entering the marriage stage. Because this will determine the direction of life together with your partner, after the wedding party is over. What are they?

Determining the Person in Charge

When you are married, living together is not the only thing that is a must, but financial matters should also be discussed together. Try to discuss who is the most suitable to become the person in charge or PIC. Especially if each person has their own income.

Determine how the money should be used for living together, saving, and what each person can hold according to the agreement. Whatever the decision, make sure to remain open and transparent with your partner, because money often becomes a crucial and sensitive issue in household matters.

How to Manage Monthly Expenses? Whose Money Will Be Used?

After determining the PIC (Person in Charge), discussions about family finances need to continue for monthly expenses. To avoid jealousy, it can be discussed again on the best way to choose. It can be done by creating an expense category with a joint contribution system, taking turns every month, or other methods. What's important is to have a mutual agreement and execute it transparently, so that financial problems in the family will never become an issue.

Start Managing Cash Flow

To avoid suspicion, managing cash flow is also important to discuss. Generally, women or wives are more proficient in dealing with detailed matters like this. However, if you don't want to burden your wife too much, as she has to take care of the household and have a career at the same time, it's better to do it together. For example, set aside one to two hours minimum per week to discuss cash flow.

It doesn't always have to show receipts or proof of payment if you both trust each other. However, during the process of recording family finances, make sure to be honest with each other about what has been purchased in the past week or month. Especially transactions related to personal hobby supporting products, for example. Don't let the husband buy the latest game console or the wife buy a luxury bag secretly without telling each other.

Determine Financial Goals to Achieve

As the household ship sails, goals will always be present in front of you. Financial goals to be achieved will also adjust as time goes by. Including where to live after getting married, how much the annual rental cost is, and how much down payment is needed to buy a house. If you already have a house, start thinking about funds to buy furniture. Then, when pregnant, how much does it cost for childbirth. After the baby starts to grow, it is also necessary to prepare for education expenses and so on.

All of these expenses need to be thought about wisely together with your partner. Well, to make it easier to implement #BebasDrama and money talks after marriage, you can rely on the practical and hassle-free DANA Goals feature. With this feature, you can create several financial positions according to your needs. In addition to being practical, this feature is also transparent, so it can be monitored together. As a result, goals for goals when you have a family can be realized precisely one by one. Financial drama in the household, guaranteed not to easily approach your household.

(kly/tmi)