Only Have Rp10 Thousand But Want to Invest in Mutual Funds? You Can Definitely Do It, Here's How!

Kapanlagi.com - Uncertain economic conditions make everyone need to be smart in managing finances. Besides saving on expenses, you can also start allocating your income for investment. Interestingly, this investment doesn't always have to be with a large capital!

For those of you with limited capital, you can still invest in mutual funds. In fact, you can start investing in mutual funds with just Rp10 thousand. Even so, this mutual fund provides more benefits compared to regular savings. Curious about what they are?

1. Affordable Initial Capital

Mutual funds typically require a relatively low initial capital, making them more accessible to many people. This allows novice investors to start investing without having to spend a lot of money upfront, and they can gradually increase their investments over time.

2. Portfolio Diversification

One of the main advantages of mutual funds is the ability to diversify investments. By purchasing a single unit of a mutual fund, investors automatically gain access to various types of assets, such as stocks, bonds, and money market instruments. This diversification helps reduce risk, as losses in one asset can be offset by gains in another asset.

3. Good Liquidity

Mutual funds offer good liquidity. This means that investors can easily buy or sell mutual fund units at any time as needed. With this advantage, mutual funds can provide flexibility for investors to access their funds if necessary, without having to wait a long time.

4. Managed by Professionals

Mutual funds are managed by experienced investment managers. These professionals have the knowledge and skills to analyze the market and select the right investments. This is certainly very beneficial for investors who do not have the time or expertise to manage their own portfolios.

5. Attractive Growth Potential

Investing in mutual funds has the potential to provide good returns in the long term. With proper management and good diversification, mutual funds can offer higher profits compared to bank deposits or more conservative investment instruments.

Mutual funds are regulated by the Financial Services Authority (OJK), providing a level of transparency and protection for investors. As an investor, you can easily access information about mutual fund performance, fees, and the investment strategies used. The investment process in mutual funds is also very easy and practical. Investors can make purchases online through investment platforms, making it more convenient and efficient.

Now, after understanding some of the benefits, you can start investing in mutual funds from now on. One way is to choose mutual fund investments on the DANA app, which you can start with just a capital of IDR 10,000. This is suitable for beginner investors, as it is managed by investment managers at DANA.

In DANA, you can also simulate your total investment in the future. Interestingly, you can buy and sell your assets anytime without any transaction fees for buying or selling on DANA. So, it feels more economical, right?

The way to invest in mutual funds on DANA is not as difficult as you might think. Just choose a Mutual Fund on the DANA Home. Then, register your account and make sure the verification process is successful. Once done, select the mutual fund product you want to buy or sell.

After that, enter the amount of purchase or sale in units or rupiah. Then, complete your mutual fund transaction. As for the redemption of mutual funds, you can redeem it to your DANA Balance or Bank Account. Easy, right? Hurry up and download the DANA app and make your future brighter with mutual fund investments on DANA starting now!

(kly/tmi)