Difficult to Get the Right Vehicle? Den Dimas Shares Practical Tips that Suit Your Needs and Financial Goals

Kapanlagi.com - Many people in Indonesia, especially those in urban areas, want to have a vehicle to accompany their daily activities. Fortunately, the automotive industry in Indonesia is advancing and offers various types and brands of vehicles. However, it is important to carefully consider and choose a personal vehicle.

In fact, advice like this is also given by Den Dimas, an automotive content creator who has been active since 2015. He mentioned that the reason he became a content creator focusing on automotive is because he fell in love with and was interested in the automotive world, both cars and motorcycles.

Planning to Buy a Vehicle for the First Time? Here Are Some Tips

Den Dimas said that when choosing a first vehicle, many things need to be considered, including ensuring clear objectives before making a purchase. Is the purpose of buying the vehicle for personal mobility, investment, or other purposes? With clear objectives, it will certainly affect the type and brand of vehicle to be purchased.

For example, if the purpose is for personal mobility, then you should look for a vehicle that is suitable for work or hangouts. So what is considered is things that support mobility, such as fuel efficiency or not, engine capacity, and so on. If the goal is for investment, it can be adjusted to taste, for example classic or antique cars, whose value remains even increases over time.

Not only that, this automotive vlogger with nearly 1 million subscribers also explains that after determining the goal, there are other important points in determining the right vehicle, namely the selection of specifications and vehicle characteristics that are suitable for our needs and preferences.

Consider Various Things When Intending to Add a Vehicle

As urban society with many activities, the need to have more than one vehicle will arise. If you decide to buy a second vehicle, of course there are several things that must be considered, for example, potential service fees that will be incurred in the future. Not to mention the maintenance side as well as taxes and insurance for both cars.

Of course, this will affect budget suitability. Therefore, Den Dimas also explains that we must always take advantage of ongoing offers or discounts, so that our finances don't get messed up.

This opinion is agreed upon by Tommy Halim, Consumer Business Collaboration Head, PT Bank Danamon Indonesia Tbk. According to him, buying a car is not only seen from the need for a vehicle, but also from our financial condition. Therefore, it is also important to consider choosing the right and trustworthy financing partner.

Provide the Right Solution for Financing

Through the KPM Prima product, Danamon and Adira Finance partner to provide flexible financing solutions according to the ability and financial condition of prospective buyers. For example, if you have a large amount of idle money, then the down payment for the vehicle can be larger so that the installments can be smaller and not disturb the monthly cash flow. Alternatively, you can consider a smaller down payment, but of course the monthly installments will be larger.

People can take advantage of various vehicle purchase and installment promotions, both four-wheel and two-wheel vehicles, one of which is offered by Danamon through KPM Prima.

In collaboration with Adira Finance, Danamon offers special promotions for its customers who want to own new or used vehicles during the DXPO by Danamon event at Central Park Mall, from July 20th to 23rd, 2023.

During DXPO, people can enjoy a fixed interest rate promotion of 2.67% for a 2-year tenor. Not only low interest rates, KPM Prima also offers a cashback promotion of up to 1 million in the form of Adira Points for people who apply for vehicle loans at the KPM Prima Expo, and many other attractive offers. In addition to various offers, there is also instant approval facility for applications at the Adira Finance booth during DXPO, and Test Drive for new cars.

Celebrating the 67th Anniversary

In celebrating its 67th anniversary, PT Bank Danamon Indonesia Tbk (Danamon) presents DXPO Talks by Danamon, which will be held from July 20th to 23rd, 2023. The theme of this year is GROW TOGETHER, which means Danamon hopes to provide inspiration on how to manage and plan personal and family finances through a series of DXPO Talks talk shows.

Of course, this hope is also in line with Danamon's aspiration to become a one-stop financial solution provider in every stage of the customer's life, and to help customers take control of all their financial needs and goals.

Now, if you want to find out more detailed information about this event and its promotions, just click here.

(kpl/glo)