Why Do Young People Really Need to Set Financial Targets?

Kapanlagi.com - As age increases, everyone's life goals differ. For example, from simply wanting to buy toy cars when we were young, to wanting to have our own car when we grow up. Or from loving to make beautiful clothes for favorite Barbie dolls as children, to wanting to wear real luxury dresses as adults.

Whatever the desire, it needs to be set with clear goals, especially when we have our own income, so it doesn't just remain a dream. Don't burden our parents to make it happen. However, to achieve these financial goals, we don't have to wait until we are financially stable. As long as there is willingness and commitment, we can gradually make it happen from now on.

So, why do young people really need to set financial goals?

Practice Independent Living

Sooner or later, young people need to realize and live independently. This is because we cannot rely on our parents for our entire lives. That's why, since receiving your first income, don't spend it just to satisfy impulsive shopping or having fun. Remember, you have to live for the next month or until the next salary comes. By setting definite financial targets, you can start practicing living independently. So, the received salary can truly be allocated to fulfill your own needs, without asking for pocket money from parents or being forced to borrow from friends because the salary runs out in the middle of the month.

Realize Long-standing Dreams Without Burdening Parents

In addition, by setting financial targets, you can also realize long-standing dreams that you may not be able to ask your parents for, due to the family's financial conditions. For example, wanting to buy a new motorcycle for smoother work mobility, buying a laptop or smartphone that can support work productivity, or other useful things. Prioritize which dreams you want to realize first. Then, determine how much money you should set aside each month. After accumulating according to the target, then buy the desired item.

Capital to Face the Future

Another benefit of setting financial targets from a young age is preparing for a brighter future. One day you will get married, and of course, getting married requires capital. At least, you start setting aside funds little by little to buy an engagement ring.

Again, this plan can be realized more certainly if you have prepared a clear financial target. With that, the results of your years of work will truly materialize. Work usually becomes more enthusiastic because there are goals and financial targets that must be achieved.

So that the financial targets you want to achieve can be easier to achieve, take advantage of the DANA Goals feature. You can use this feature to create several financial targets at once. Interestingly, you can write down any targets you achieve. Then, determine the target amount.

The top-up method is also practical and #BebasDrama. You can top-up from the DANA Balance, which can be filled at any time from any bank account with Free Administration Fee. So, it's really easy and free from being broke. In addition, you can also top-up the DANA Balance through Alfamart, Alfamidi, DAN+DAN, or Pegadaian.

Now you know, the importance of creating financial targets for young people, right? Don't delay, let's start realizing your dreams by creating financial targets early.

(kly/tmi)