Kapanlagi.com - Currently, credit has become an important daily necessity. Because, credit is a transaction tool for making phone calls or SMS. Unfortunately, credit is like money that can run out at any time, including when your wallet is thin. If that's the case, borrowing 3 credit can be an alternative solution.
Yes, as one of the communication service providers, it turns out that 3 provides a credit borrowing facility. This service can be utilized by users in urgent situations. Unfortunately, it seems that there are still many 3 users who do not know how to activate this service. Even though there are several ways that can be done to borrow 3 credit from the operator.
Summarized from various sources, here are several ways to borrow 3 credit that can actually be done easily and quickly.
Terms and Conditions for Borrowing 3 Credit (credit: unsplash)
The product or service of borrowing 3 credit is known as Balance Offer System Tri (BOS Tri). Borrowing 3 credit is one of the services that will certainly make it easier for 3 card users. However, this service cannot be accessed by just any user. There are several requirements and conditions that must be fulfilled by users before they can access this service.
Therefore, before knowing how to borrow 3 credit, it is good for you to know the requirements and conditions first. As quoted from tri.co.id, here are some requirements and conditions for users who will borrow 3 credit.
1) 3 Customer Number is a Tri number for Prepaid Services.
2) 3 Customer Number is active for more than 90 (ninety) consecutive days and regularly tops up credit.
3) 3 Customer Number has been registered and validated according to applicable customer registration regulations.
4) The amount of credit that can be borrowed and will be given to customers will be determined by the 3 card provider.
5) PT Tri Indonesia has the right, based on its own policies and considerations, to reject customer requests to enjoy the borrowing 3 credit service (BOS Tri).
How to Borrow 3 Credit (credit: unsplash)
One way to borrow 3 credit can be done through UMB call with the code *805#. This method is considered very easy because it is almost the same as when you check credit or quota, and when you activate a data package. For more details, here are the steps for borrowing 3 credit via UMB code.
1) Call #805#
2) After that, a list of options for credit amount will appear along with the prices.
3) You can choose one by typing its number, then press send.
4) Next, a notification will appear confirming the success of the credit borrowing process, along with the next information.
5) Once it is declared successful, you will receive an SMS containing information and notification that the borrowed credit balance has been added.
How to Borrow 3 Credits (credit: unsplash)
In addition to the above method of borrowing 3 credit, users can also borrow credit through the Bima+ application. However, to do this method, you must first download and install the Bima+ application on your phone. Also, make sure that the internet connection is stable, because this method can only be processed online.
The method of borrowing 3 credit through the Bima+ application can be done with the following steps.
1) Open the Bima+ application.
2) Type Bima Loan in the search column on the Bima+ application homepage.
3) After that, a list will appear containing the amount of credit that can be borrowed along with the price that must be paid when returning it.
4) You can choose one by pressing "submit".
5) After pressing "submit", a notification will appear confirming. You can press "continue" if you want to proceed with the process of borrowing 3 credit.
6) Then, a notification will appear regarding the success of the borrowing process. If it is declared successful, you can directly press OK.
7) Automatically, the borrowed credit will add to your balance.
How to Pay 3 Credit Loans (credit: unsplash)
After knowing two ways to borrow 3 credits, it is also important to know the payment methods. The borrowed credit payment will be automatically deducted when you top up your credit.
In other words, when you top up your credit, you will receive an SMS notification containing the amount of credit deduction to repay the previous credit loan. Therefore, after having enough money, make sure to immediately buy credit according to the amount that has been borrowed.
How to borrow 3 credit via SMS (credit: pexels.com)
Borrowing 3 credits can be done through SMS. However, to use this SMS feature, 3 card users must wait for the offer. To receive an emergency credit offer SMS from BOS Tri, you must follow several steps. The terms and conditions for obtaining the emergency credit offer are as follows.
- Your 3 card credit is already limited for SMS and calling.
- Try to use the credit to make a call or send an SMS, if it fails, you will receive an offer to use emergency credit.
- Wait until the offer appears in your message.
- Once you have received the SMS, simply follow the instructions that appear to borrow or owe 3 credits.
- Done.
How to borrow 3 credits using dial-up (credit: pexels.com)
The next way to borrow 3 credit can be done by using a dial up code. Besides *805#, there is a dial up code for borrowing 3 credit. The following are the steps you can try:
- Open the call menu, then type *111#.
- Click Ok/Yes/Call on the call menu.
- After that, you can choose Emergency Credit to get a credit loan.
- Choose the emergency credit amount you want to use.
- Next, you can follow the steps that appear until you successfully get the emergency credit loan.
- If successful, you will receive an SMS notification for the emergency credit loan.
- Done.
That's how to borrow 3 credit with the dial up code *111#. You can check this emergency credit loan like when checking the credit amount or through the application.
How to check 3 credit debts (credit: pexels.com)
After knowing the guide for how to borrow 3 credits, also check the steps to check how much emergency credit amount has been used. The ways to check 3 credit debt are as follows, very easy for you to try yourself.
1. How to Check 3 Credit Debt Via Application
- Install the Bima+ application on your mobile phone.
- If it is already installed, open the application to check the borrowed Emergency Credit amount.
- After that, you can click on My Account.
- Click on Recent Transactions that appear on the screen.
- Then, there will be a history of transactions that you have done before.
- You can check the amount of emergency credit that has been borrowed and not yet returned.
- Done.
2. How to Check 3 Credit Debt Dial Up Code *111#
- Open the call menu on your phone.
- Then press *111# to check 3 credit debt.
- After that, you can click on Emergency Credit.
- Then, select Check Unreturned Package.
- Wait until you receive an SMS about information on the use of emergency credit.
- Then, automatically you can see how much amount is not returned.
- Done.
3. How to Check 3 Credit Debt Dial Up Code *805#
- Open the call menu on your phone.
- Next, press *805# click Yes/Ok/Call.
- After that, information about emergency credit will appear.
- You can check the borrowed emergency credit amount that you have done before.
- Done.
4. How to Check 3 Credit Debt by Refilling Credit
In addition to the several ways to check 3 credit debt above, you can find out the borrowed emergency credit amount by refilling credit. If you have unpaid credit debt, then when refilling, the credit will be automatically deducted. The nominal return of credit will be adjusted to the emergency package that you borrow. For example, for an emergency credit debt of Rp5,000, the return will be in accordance with applicable provisions. The same goes for the next multiples.
Nominal credit debt (credit: pexels.com)
There are loan amounts for credit debts. The loan amounts range from Rp1,000 to Rp30,000. The repayment amounts when using emergency credit are as follows.
1. Rp1,000 repayment Rp1,400
2. Rp2,000 repayment Rp2,800
3. Rp3,000 repayment Rp4,200
4. Rp4,000 repayment Rp5,600
5. Rp5,000 repayment Rp7,000
6. Rp6,000 repayment Rp6,400
7. Rp7,000 repayment Rp9,800
8. Rp8,000 repayment Rp11,200
9. Rp10,000 repayment Rp14,000
10. Rp 15,000 repayment Rp21,000
11. Rp20,000 repayment Rp28,000
12. Rp30,000 repayment Rp42,000
That's how to borrow credits, the terms and conditions, and the payment method. Hope it's helpful and good luck!
(kpl/gen/psp)
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