Kapanlagi.com - Phone credits, data packages, and electricity tokens are indeed necessities that cannot be separated from daily activities. Although the amounts may seem small, if paid continuously every month, the total expenses can significantly drain your budget without you realizing it.
Observing this habit, the President Director of ShopeePay Indonesia, Eka Nilam Dari, stated that ShopeePay, as a digital wallet used for various daily needs, sees the transactions for purchasing phone credits, data packages, and electricity tokens as one of the routine expenses for users. According to her, amidst the increasing awareness of the public in managing finances, small recurring expenses every month also need attention.
"Monthly needs are routine expenses that are hard to avoid and can feel quite large when accumulated. Therefore, the public needs to be more careful in managing them so that these various needs can still be met without causing monthly expenses to balloon," she said.
To keep monthly expenses more controlled, ShopeePay shares four ways that can be applied to save on the costs of purchasing phone credits, electricity tokens, and other digital needs without reducing daily necessities.
1. Monitor Electricity Consumption Periodically Through the PLN Mobile App
Many people only realize that their electricity usage has increased when the tokens run out faster or the monthly bill feels larger than usual. To avoid this, take a few minutes each month to check the electricity consumption history through the PLN Mobile app.
From this history, users can see the trend of electricity usage from month to month and know if there is a spike in consumption. This simple step helps determine habits that need to be adjusted, such as limiting the use of high-power devices or ensuring that electronic devices are turned off when not in use.
2. Utilize the Reminder Feature to Plan Your Electricity Token Purchases
Mobile credits, data packages, and electricity tokens are needs that are almost always purchased every month. To avoid rushing to buy when the tokens are almost out, users can take advantage of the features available on their mobile phones or daily apps. For example, through the ShopeePay app, users can use the My Bills feature in the MyBills menu to see the current bill amount and make payments directly without having to fill in customer details repeatedly.
For bills that are paid regularly, users can also activate the MySubscription feature so that payments are made automatically every month according to the registered bill. This way, routine needs are met on time while also helping users manage their monthly expenses more practically.
3. Take Advantage of Cheap Mobile Credit & PLN Promotions

One simple way to save on expenses is to take advantage of promotions when buying necessities that are definitely needed every month.
Through the Cheap Mobile Credit & PLN campaign, the ShopeePay app offers various attractive deals for purchasing mobile credits, data packages, and PLN electricity tokens. New users also have the opportunity to enjoy the Rp1 Mobile Credit and Rp1 PLN Token promotions, subject to applicable terms and conditions.
In addition, users can enjoy various thematic promotions throughout the month, including Happy Monday, where users have the chance to get discounts on PBB payments up to 70K, and PLN tokens with discounts up to 70%, as well as mobile credit discounts of up to 70% and Bill Day or Pay Day, with discounts of up to Rp60,000 for payments of various bills such as PLN electricity, BPJS Health, PDAM, internet, cable TV, and various other household needs.
By taking advantage of these promotions, users can meet their routine digital needs with more economical spending.
4. Manage All Digital Needs in One App
In addition to helping save expenses, using one app for various digital needs also makes financial management more practical.
As an All-in-One Wallet, the ShopeePay app provides various services in one application, ranging from QRIS payments, mobile credit purchases, data packages, electricity tokens, game vouchers, e-money top-ups, payment of various bills, to sending money to banks or e-wallets.
All transactions are also protected by ShopeePay Protection, which provides a 100% Balance Refund Guarantee for transactions that meet applicable terms and conditions, so users can transact more safely and comfortably.
With the Cheap Mobile Credit & PLN campaign, users can enjoy various attractive offers through the ShopeePay app, available on Google Play Store and Apple App Store. To find out more information regarding the services and applicable terms, users can visit the ShopeePay application or official channels. Users are also urged to always be cautious of links or offers claiming to be from ShopeePay outside of official channels.
(kpl/wri)
Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.