Saving is not a matter of privilege, check out these 4 situations that can trap you in financial mistakes

Kapanlagi.com - "Working for years without having savings?" Maybe you have been asked that question once or twice.Especially if it's true.There's no need to feel offended first.On the contrary, try to respond to it well as self-evaluation, why you have experienced such a thing.

Moreover, saving money is not a matter of privilege.Even if you have a six or seven-digit salary, you should still be able to have savings, right?While finding out the cause, first check out these following mistakes, who knows they have become financial traps that you are not aware of.

Never Prioritize Saving

When receiving your first hard-earned salary, it feels enjoyable.Even everything you wanted to have before, you want to realize it immediately. Unfortunately, some people are lulled, until they forget to never make savings a priority. They only realize it when someone asks about it.

It's never too late to improve yourself, rather than continue to regret, start prioritizing saving from now on. After all, your future depends on how prepared you are to save early, right?

Always Tempted to Shop Because of Prestige

A wide social circle often invites prestige. Especially in this era of social media, where seeing friends have something new, it feels like not wanting to lose and wanting to have it too. As a result, the temptation to shop increases. Not to mention if there are many attractive promos from favorite e-commerce. Instead of being useful, the salary is wasted on temporary pleasures just to satisfy prestige.

Excessive Spending on Snacks

Not a fan of shopping for luxury items, but often hang out with friends, can also be a reason why there is no savings. Unconsciously, the habit of hanging out or going from cafe to cafe for coffee can significantly increase expenses.

If not, the laziness and lack of productivity at home usually trigger excessive cravings. Always wanting to snack. Every food that is seen in the application, wants to be bought. Only at the end of the month, realizing that the expenses for snacks are actually over budget. As a result, not to mention saving, sometimes it is necessary to scrape for loose change to survive at the end of the month.

Always Late in Paying Monthly Bills

As a young worker who sometimes still does not have the responsibility to support a family, there is a sense of freedom to enjoy life extravagantly. Meanwhile, there are still monthly bills to pay, whether it's electricity, water, insurance, or credit cards. Due to late payment, the salary often decreases significantly to pay the fines. Even more sad if this financial trap happens repeatedly, as a result, there is almost no money that can be set aside to save.

After reading some of these points, which mistake do you often fall into? Don't let it go, because in the long run it can threaten your future financial condition. To live #BebasDrama, it's time to prioritize saving by utilizing DANA Goals. You can create posts to save funds according to the goals achieved. The saved funds can also be easily withdrawn at any time, so they can also be relied on as emergency funds.

To avoid late payment of monthly bills, simply use the Subscription feature in DANA. Through this feature, you can register important bills or payments in the DANA application, so they won't be missed from the specified payment deadline. This Subscription feature is very helpful for you to pay several monthly bills on time, such as electricity, water, insurance, internet, telephone, credit cards, and other installments.

In addition, to prevent your salary from passing by just to enjoy a lifestyle, learn to manage it by starting to invest easily through the DANA eMAS feature. Present with various conveniences in both the payment process and sales, DANA eMAS can be relied upon as a life support in the future. Moreover, for those of you who want to seriously anticipate wedding plans, DANA eMAS is suitable as a platform to start saving for the dowry.

See? Saving is really not a privilege for the rich, but everyone is capable of doing it. Let go of financial traps and make the future brighter by consciously saving from now on.

(kly/tmi)