Too Extravagant, Here are 8 Effective and Simple Money-Saving Tips for Shopping

Kapanlagi.com - Shopping is something enjoyable for everyone. That's why there are many people who can't control themselves when they are shopping and end up spending a lot of money on things that are not on the important list. When it reaches that point, you need to know money-saving shopping tips to avoid excess.

When it becomes excessive, there will be items that have been purchased but not used. And this will be a waste and extravagance. So, what are good and effective money-saving tips? Let's find out.

1. Rules in Holding Back

Tips for saving money on shopping (credit: Freepik)

The first tip for saving money on shopping is by implementing rules in holding back. Yup! When someone is tempted by discounts or desired items, they cannot resist buying. And when it's like that, you can create rules within yourself to hold back.

No need to take too long, you can hold back for just 10 seconds to think. You can think about whether the item is really important right now. Or you can leave the item and tell yourself that you will come back after buying more important items.

If after leaving the item you are no longer interested in returning, maybe the item is not important for now. By doing so, you have reduced non-priority purchases.

2. Make Important Choices

Tips for saving money when shopping (credit: Freepik)

The next tip is to make important choices. Usually, when someone is trying to save money, there is always temptation to buy something. When that happens, you need to implant the stranger test in your mind.

This test is quite simple, you just need to imagine that there is someone in front of you holding two things. One thing is money and the other is the item you want to buy. And which one would you choose?

If you choose money, then you currently need money more. If that's the case, the item is not important to buy, and this mindset requires us to be frugal with our finances.

3. Slow in Choosing

Money-saving shopping tips (credit: Freepik)

Then you can make purchases slowly. If you feel unsure about buying something, it's best not to rush in making decisions. You can think about whether the item you want to buy has a negative or positive impact.

And if you really need the item, you can look for similar items but with different prices. Find a cheaper price so that you don't spend too much money.

4. Just Bring Cash

Money-saving shopping tips (credit: Freepik)

If you intend to go shopping, it is good to bring cash, KLovers. By managing the cash you bring, you will not buy too much beyond what has been planned.

In addition, bringing new cash when going out will make it difficult for someone to spend that money. Because a study has proven that someone will hesitate to spend new cash compared to worn-out cash.

5. Keep Credit Cards

Money-saving shopping tips (credit: Freepik)

Credit cards are one of the things that make someone spendthrift, because they can shop as they please. It is better not to use the card, because credit card bills will accumulate and be wasteful.

It is better to stop using credit cards, especially for shopping. Or if you really need it, you can keep the credit card in a plastic bag and make a note that it is only used in urgent situations.

6. Shopping Alone

Money-saving shopping tips (credit: Freepik)

It turns out that shopping with friends will actually make someone spend more, KLovers. Because in a study, it is said that the more people who shop with us, the more unexpected items you will buy.

Because there will be many opinions and desires, it is possible that those desires and opinions will influence you to buy something that is not planned. So it's better to shop alone, KLovers, to avoid overspending.

7. Allocate Time for Shopping

Money-saving shopping tips (credit: Freepik)

The next money-saving shopping tip is to allocate time for shopping. When you shop alone, you can set the right time and limit the time spent in shopping areas.

Because the longer we stay in shopping centers, the more money will be spent. You can make a shopping list to find items faster and not be tempted by non-priority items.

8. Convert Money to Time

Money-saving shopping tips (credit: Freepik)

And the last money-saving shopping tip is to convert money into time, and this can be quite effective. If you have a monthly income of 3.6 million, then you are paid 5,000 rupiah per hour.

When you want to buy something and cannot resist, then think about it. Are you still tempted to buy a cup of coffee that costs the equivalent of 6 hours of work?

Those are 8 money-saving shopping tips that you can apply to yourself. This will make you more frugal and appreciate every money you earn. Good luck.

(kpl/dhm)