Time to Add More Vehicles in the Garage, It's Better to Use KPM Prima from Danamon and Adira Finance

Kapanlagi.com - For families with a sufficient number of members, sometimes having only 1 or 2 vehicles is considered insufficient. Especially if each member has different activities every day. For example, some go to the office, some have to take their children to school, and others have other agendas that require traveling by vehicle.

That's why, in order to feel comfortable and efficient when traveling anywhere, a suitable personal vehicle is needed. But can you easily and quickly buy a new vehicle? Don't worry, because Danamon offers automotive financing through one of its products, namely KPM Prima. What are the benefits?

KPM Prima Comes as a Solution

KPM Prima is a vehicle financing product offered to Danamon customers managed by Adira Finance. With KPM Prima, you can fulfill your dream of buying a vehicle, whether it's a new or used passenger car, premium motorcycle (motorcycle with OTR criteria > 100 million or CC > 500), vespa, and non-premium motorcycle (motorcycle outside the premium motorcycle criteria). KPM Prima can also be used for commercial vehicle financing solutions.

For KPM Prima Mobil, there is a special interest rate starting from 2.19% per year flat and fixed during the financing period. Additionally, there are complete insurance options including Vehicle Unit Insurance, Personal Accident Insurance (PA), and Expansion Insurance (natural disasters, riots & third party risks/optional). If interested, you can take advantage of all these programs until December 31, 2023.

Meanwhile, the benefits of KPM Prima Motor Regular include a tenure of up to 2 years, no commission fees, and comprehensive insurance such as Vehicle Loss Insurance (TLO) and Personal Accident Insurance (PA). Both KPM Prima Mobil and Motor are available in conventional and sharia schemes. So, you just have to choose which one suits you best.

Want to Apply for KPM Prima? Take Note of the Steps

To apply for KPM Prima, you can do it through the 'Loan Products' feature in D-Bank PRO, where customers can easily find various loan products according to their needs.

Then, choose Credit Simulation which can help provide customers with easy access to credit installment simulations. Finally, there is Autofill Form. During the autofill form filling, there will be several data that will be automatically filled from the data in the Danamon system to expedite the funding application process, but this feature can only be used if you have become a Danamon customer.

The new D-Bank PRO feature will be launched in 2024 where you can check the Tracking Application to track the loan application status. Additionally, there is also Tracking Payment to find out about payment status, next due date information, payment reminders, and access to change the autodebit account.

In addition, the application submitted through the Danamon website which will then be redirected to Adira Finance's momobil.id website will receive a prize in the form of 1 gram of precious metal. This program is valid until December 31, 2023. For more detailed information, you can check it here.

Customer Criteria that Must be Met

Before applying for KPM Prima for cars and motorcycles, make sure that you have met various predetermined criteria. Some of them are:

1. Danamon customers who have active savings accounts. If you are not yet a Danamon customer, you must open a savings account first.

2. Customers are Indonesian citizens, not applicable to foreigners.

3. The customer's occupation is an employee (minimum 1 year in the same company), professional, or entrepreneur (minimum 2 years).

4. Minimum age is 21 years old or married, and maximum age is until the end of the tenure is 55 years old.

5. Not included in the black list or negative list in SLIK OJK or the National Blacklist of BI.

Now, you already know how to easily and safely add a vehicle. Come on, become a Danamon customer and enjoy various benefits from KPM Prima. For more information about KPM Prima, click here.

(adv/glo)