Kapanlagi.com - For those of us who need credit in an emergency, there is a way to get it. Yup! For XL or Axis users, there is currently a way to borrow XL credit, also known as emergency credit. Usually, this credit borrowing is done when you feel the need for credit, and you can borrow it officially from XL. The payment method can be done later.
For this credit borrowing or commonly known as emergency credit, the system allows you to borrow credit and it can be paid by deducting the credit when you later buy credit. However, XL cannot provide credit for free, KLovers, there are terms and conditions that you need to know. XL also checks your transactions while using XL.
Now, for KLovers who are curious about how to borrow XL credit? For that, according to various sources, here is how to borrow XL credit along with the terms and conditions. Let's check it out, KLovers.
Illustration (credit: Pexels)
In addition to knowing how to borrow XL credit, you also need to know what emergency credit is. Yes, credit is a service that allows users to still communicate when they run out of credit. By activating this service, you can make phone calls, send SMS, and access the internet according to the given or borrowed quota.
However, not all communication services provide this, KLovers. It depends on the type of card you use. The payment system for emergency credit is usually the same, which is by deducting credit when you later buy credit. The deduction of credit also depends on the terms and conditions, how much amount needs to be replaced along with the cost of the service.
Illustration (credit: Pexels)
Before borrowing credit, you need to know the terms and conditions for borrowing credit from XL. These terms and conditions need to be known so that you can qualify for borrowing credit from XL. And here are the terms and conditions for borrowing XL credit that you can know:
1. The type of XL card used must be prepaid, not postpaid.
2. The XL card has been registered through the registration process in accordance with applicable government regulations.
3. The XL card has been used actively for at least 2 months or 60 days.
4. The XL card must have made at least three credit top-ups during the last 60 days.
5. If you have borrowed emergency credit before, users must ensure that they have returned the previous credit loan.
Illustration (credit: Pexels)
Before deciding to find out how to borrow XL credit, you also need to know the nominal provisions when borrowing XL credit. Yes, this becomes an administrative fee when you choose to borrow from XL. Here are some nominal provisions when borrowing credit to XL:
1. The emergency credit nominal that can be borrowed will be determined automatically by XL.
2. Determination is based on your profile as an XL user, starting from the validity period, to whether or not the card you use qualifies for emergency credit loans.
3. Emergency credit loans may not be approved and may be rejected.
4. There is a service fee charged for XL and AXIS emergency credit loans, which is 20% of the borrowed credit nominal.
5. If the nominal is Rp5,000, then the service fee is Rp1,000.
Illustration (credit: Pexels)
After knowing the terms and conditions, as well as the amount you will use. Then you only need to send an SMS according to the specified format. Here is how to borrow XL credit that you can do using SMS:
1. Before doing it, make sure you still have a minimum balance of Rp 1,000.00
2. If it is already confirmed, you can open the SMS feature on your phone.
3. After that, type an SMS with one of the following formats: EMERGENCY / SPECIAL / ALERT / CREDIT
4. Send the SMS to the number 911.
5. After that, the user will receive a reply SMS that can be confirmed by replying with "Yes".
6. After confirmation, the user can wait a moment until there is an SMS notification that the process of borrowing credit has been successfully done and the credit balance has been added.
Illustration (credit: Pexels)
And finally, there is a way to borrow XL credit using dial codes. Yes, this method of borrowing XL credit is just as easy and practical as the previous method. You simply press the dial button and follow the process to borrow credit. Here is how to borrow XL credit using dial codes:
1. First, open the call feature on your phone, then type the code *911#
2. Then, press call or dial or ok.
3. After that, a notification will appear with a list of credit options along with the price that needs to be paid.
4. You can choose one of the options, then follow each instruction that appears.
5. Once it is declared successful, you will receive an SMS containing information and notification that the borrowed credit has been added.
Those are some ways to borrow XL credit that you can do, either through SMS or dial codes. However, besides borrowing XL credit, you can also find out the requirements, terms, and amount that needs to be paid if you want to borrow XL credit.
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