Kapanlagi.com - Everyone certainly wants to have a stable financial condition. Therefore, everyone works hard to meet their needs and save for the future. In addition, there are other ways to achieve a stable financial condition. Investing is one of them. In general, investment is the act of saving assets or goods with the aim of generating income.
Lately, investment has become a trend for some people to earn additional income. Investment is done by purchasing a certain goods or assets. However, the purchase transaction is not used for consumption activities, but rather to be saved and enjoyed in the future.
Nowadays, investment is an interesting and important thing to learn. Therefore, check out the reviews about investment that have been summarized from various sources below.
(credit: freepik)
In the Indonesian Dictionary (KBBI), the meaning of the word 'investasi' is the act of investing money or capital in a company or project for the purpose of gaining profit. Based on the definition from the dictionary, we know that investment is one way to obtain profit.
Furthermore, investment is closely related to business activities. From the producer's perspective, investment can be in the form of not only money but also physical capital such as machinery, buildings, and other properties. This means that investment activities tend to be carried out with production supporting goods.
(credit: freepik)
There are many reasons why everyone needs to make investments. Because, investments made now can be projected for specific goals and benefits, according to each individual's needs. The following are some goals and benefits of investments.
1. Securing Wealth Assets
Wealth assets owned by someone can be lost or depleted at any time due to various reasons, such as inflation. Well, making investments can be one way to secure the wealth assets you have. When inflation occurs in one year by three percent, investments with a three percent return will restore or maintain your assets.
2. Retirement Fund
Everyone certainly wants a peaceful old age. For that reason, it is necessary to prepare a retirement fund for old age. Because the benefits of investments can be saved and enjoyed when you are retired and cannot rely on a salary. By doing so, the needs of old age can still be fulfilled.
3. Children's Education Plan
Along with the increasing quality of education, the cost of education also increases. As mentioned earlier, the benefits of investments can be felt in the future. In other words, making investments as early as possible can be a way to fulfill the cost of children's education in the future.
4. For Other Planned Funds
Not only for retirement funds or education plans, the benefits of investments can also be used for other plans according to your needs. There are many reasons why everyone needs to make investments. Because, investments made now can be projected for specific goals and benefits, according to each individual's needs. The following are some goals and benefits of investments.
1. Securing Wealth Assets
Wealth assets owned by someone can be lost or depleted at any time due to various reasons, such as inflation. Well, making investments can be one way to secure the wealth assets you have. When inflation occurs in one year by three percent, investments with a three percent return will restore or maintain your assets.
2. Retirement Fund
Everyone certainly wants a peaceful old age. For that reason, it is necessary to prepare a retirement fund for old age. Because the benefits of investments can be saved and enjoyed when you are retired and cannot rely on a salary. By doing so, the needs of old age can still be fulfilled.
3. Children's Education Plan
Along with the increasing quality of education, the cost of education also increases. As mentioned earlier, the benefits of investments can be felt in the future. In other words, making investments as early as possible can be a way to fulfill the cost of children's education in the future.
4. For Other Planned Funds
Not only for retirement funds or education plans, the benefits of investments can also be used for other plans according to your needs. For example, for weddings or other needs that require a considerable amount of funds. The results of the investment can be used as savings for additional funds.
(credit: freepik)
Currently, there are many options for investment. Moreover, knowledge about finance has become a new activity that is being pursued. Some types of investments that can be options for beginners are as follows.
1. Mutual Funds
Mutual funds can be one of the investment options for beginners. Because mutual funds are relatively easy to learn and accessible to the general public. In addition, there are now many platforms that can facilitate mutual fund investments. Another reason is that mutual fund investments can be started with relatively small capital and can be done for the long term and medium term.
2. Stock Investment
Another type of investment is stocks. In fact, stocks can be said to be the most popular and widely sought after investment today. In the KBBI, stocks are proof of ownership that are part of limited liability companies. Shareholders are entitled to dividends according to the amount of capital invested.
3. Gold Investment
Investment can also be done by buying and storing jewelry such as gold. Because as we know, gold is one of the products whose price continues to rise. So, it is suitable to be used as an investment item to be utilized in the future.
4. Property Investment
Similar to gold, owning properties such as houses, land, and apartments can also be a choice of investment. Because, like gold, properties also continue to experience price increases every year. Therefore, owning properties is also a choice for many people. Besides the continuously rising prices, properties can also be utilized as a source of income during the investment period. However, as we know, property investment requires a considerable amount of capital.
That is the review regarding investment as a capital investment activity for future benefits. Hopefully, it is useful and can increase knowledge.
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