6 Good Saving Tips, Can Be Tried to Quickly Achieve Targets

Kapanlagi.com - Many of you are enthusiastic about saving at the beginning, but in the middle, you experience failure because of inconsistency or forgetting the initial goals. But even so, many of them succeed with good saving methods and consistency they have.

In saving, of course, you must have a target to use as motivation to continue. For example, always target saving every month with a predetermined amount, or target yourself to be able to save 500 thousand in one month.

Everyone has a target to achieve that, and there are many ways to do it. Instead of being confused, here are some good saving tips, to quickly achieve the desired target.

1. Calculating Income

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The first way to save is by calculating the amount of income. We need to know how much income we receive and where the money comes from. For example, the income we receive from our salary when we work, or from online side businesses, and so on.

All income must be considered and we need to calculate the amount of income we receive. This is done so that expenses do not exceed income. Therefore, to reduce expenses, we need to know how much income we have.

2. Recording Essential Expenses

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After knowing the amount of income we have, the next way to save is by recording the essential monthly expenses we purchase. These essential expenses are our daily needs, such as kitchen, bathroom, and electricity needs.

However, even so, we still need to be economical with electricity usage and food. This way, essential expenses will not be too inflated.

We need to calculate the expenses for essential needs and record everything needed before shopping. This is useful so that when you are shopping, there won't be any additional items added to the shopping list. Because if that happens, it will make expenses not align with the plan.

3. Limiting Unnecessary Expenses

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The next way to save is by limiting unnecessary expenses. If you have a habit of going to cafes every week, then reduce that.

Why? Because playing outside too often will make expenses for unnecessary things become big. We also don't need to buy dozens of clothes every month, because that is a waste that will increase the amount of expenses.

4. Reduce Eating Out

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If you want to successfully save, reduce eating out. If necessary, bring lunch from home, because eating out is excessive spending and will be a waste.

Even in Japan, people bring lunch from home if they have to do it for the sake of saving. Or for the purpose of successful saving.

You can occasionally have lunch outside with your coworkers, but not every day. Can you imagine if you set aside 30,000 rupiah for lunch every day?

We can calculate, that 30,000 rupiah for 25 days, so for lunch for one person alone, it can spend a budget of 750,000 rupiah per month. That's not including the money for cigarettes or bubble tea that we visit after eating. Isn't that an extraordinary amount, KLovers?

5. Set Aside Money Every Day

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The next way to save money is by setting aside money every day. If our daily food budget is 30,000 rupiah, we can allocate the remaining money as additional savings, no matter how much is left.

However, if the 30,000 rupiah is not used, you can save that amount in just one day. Do this for a month, and the money you set aside will help increase the amount in your savings account.

6. Collect Spare Change

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The last way to save money is by collecting spare change. Do you believe that spare change can accumulate into a large amount?

Spare change is also useful when you're out, as it reduces the need to break larger bills. Separate your bills and spare change in different savings accounts.

Open the account when it's full, and you'll be surprised and happy to see that spare change can become a significant amount if you consistently save it.

Those are six good ways to save money and quickly reach your target. In addition to the above methods, you also need to have determination in your heart to save.

Having a goal in saving is important because it motivates us to save according to our desired target.

We hope the above saving methods will be beneficial for KLovers who are just starting to save. Good luck!

(kpl/dhm/gen)